Investment options of ADNET SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| American Funds American Balanced R6 |
| BlackRock Health Sciences Opps K |
| BlackRock Technology Opportunities K |
| Franklin Utilities R6 |
| Goldman Sachs Small Cp Val Insghts R6 |
| Hartford Hartford Strategic Income R6 |
| Blackrock Ishares U.S. Aggregate Bond Index K |
| JP Morgan Jpmorgan Emerging Markets Equity R6 |
| JP Morgan Jpmorgan Mid Cap Growth R6 |
| Massmutual Massmutual High Yield Service |
| MFS Massachusetts Investors Tr R6 |
| PIMCO Global Bond Opps Inst |
| PIMCO Real Return Instl |
| Empower Trust Empower T. Rowe Price Value I |
| Vanguard Group Vanguard 500 Index Admiral |
| Vanguard Group Vanguard Developed Markets Index Admiral |
| Vanguard Group Vanguard Energy Index Adm |
| Vanguard Group Vanguard Equity Income Fund |
| Vanguard Group Vanguard Financials Index Adm |
| Vanguard Group Vanguard Growth Index Adm |
| Vanguard Group Vanguard Lifestrategy Cnsrv Gr Inv |
| Vanguard Group Vanguard Lifestrategy Growth Inv |
| Vanguard Group Vanguard Lifestrategy Income Inv |
| Vanguard Group Vanguard Lifestrategy Moderate Growth |
| Vanguard Group Vanguard Mid Cap Index Fund – Admiral |
| Vanguard Group Vanguard Mid-Cap Growth Index Admiral |
| Vanguard Group Vanguard Mid-Cap Value Index Admiral |
| Vanguard Group Vanguard Small Cap Growth Index Admiral |
| Vanguard Group Vanguard Small Cap Index Adm |
| Victory Victory RS Global R6 |
| Putnam Investments Putnam Retirement Advantage Trst 2025 |
| Putnam Investments Putnam Retirement Advantage Trst 2030 |
| Putnam Investments Putnam Retirement Advantage Trst 2035 |
| Putnam Investments Putnam Retirement Advantage Trst 2040 |
| Putnam Investments Putnam Retirement Advantage Trst 2045 |
| Putnam Investments Putnam Retirement Advantage Trst 2050 |
| Putnam Investments Putnam Retirement Advantage Trst 2055 |
| Putnam Investments Putnam Retirement Advantage Trst 2060 |
| Putnam Investments Putnam Retirement Advantage Trst Mat |
Investment model portfolios
We provide two types of investment model portfolios for ADNET SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADNET SYSTEMS, INC. 401(K) PLAN