Investment options of ADAMS BEVERAGES 401(K)PLAN
Total Available Funds: 32
| Investment Option List |
|---|
| JP MORGAN SM CP GROWTH R6 FUND 1 5,866 # |
| AMERICAN FDS WSHMUT INV R6 FD 2 ,485 # |
| AM FDS AM HI-INC TRUST R6 FUND 1 4,914 # |
| FIDELITY SM CAP INDEX FUND 2 ,539 # |
| ALLSPRING SPEC M CAP VALUE R6 1 ,331 # |
| FIDELITY MID CAP INDEX FUND 521 # (FIIMX) |
| AMERICAN FUNDS NEWWORLD R6 126 # |
| LORD ABBETT HIGH YIELD R6 FUND 1 # (LAHYX) |
| FLEXPATH INDEX MODERAT 2045 R1 7 1,066 # |
| FLEXPATH INDEX MODERAT 2035 R1 8 9,238 # |
| FLEXPATH INDEX MODERATE RET R1 9 2,706 # |
| LARGE CAP GRWTH FD III CL R1 7 7,069 # |
| FLEXPATH INDEX MODERAT 2055 R1 7 ,734 # |
| FLEXPATH INDEX AGGRE 2045 R1 1 6,619 # |
| FLEXPATH INDEX AGGRE 2035 R1 5 ,270 # |
| BLACKROCK EQTY INDX FD CLASS 1 1 4,618 # |
| INTERNATIONAL STOCK R1 FUND 174 # |
| LARGE CAP VALUE R1 FUND 8 ,157 # (FSTKX) |
| FLEXPATH INDEX AGGRE 2055 R1 4 ,638 # |
| SMALL CAP VALUE III CL R1 FUND 4 ,889 # (VISVX) |
| FLEXPATH INDEX AGGRE RETIRE R1 421 # |
| FLEXPATH INDEX MOD 2065 R1 1 ,895 # |
| FLEXPATH INDEX CONSERV 2055 R1 1 ,925 # |
| MID CAP GROWTH II CL R1 FUND 1 ,438 # (VMGIX) |
| FLEXPATH INDEX AGG 2065 R1 798 # |
| FLEXPATH INDEX CONSERV 2035 R1 142 # |
| BLACKROCK EAFE EQ INDX FD CL 1 161 # |
| FLEXPATH INDEX CONSERV RET R1 203 # |
| CORE BOND R1 FUND 1 ,070 # |
| BLACKROCK US DBT IDX FD CL 1 45 # |
| FLEXPATH INDEX CONSERV 2045 R1 20 # |
| through May 2043 |
Investment model portfolios
We provide two types of investment model portfolios for ADAMS BEVERAGES 401(K)PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADAMS BEVERAGES 401(K)PLAN