Investment options of ACMH 403(B) DEFINED CONTRIBUTION PLAN
Total Available Funds: 24
| Investment Description |
|---|
| 1VTINX 1,371,437.41 |
| 1VTWNX 7,122,318.15 |
| 1VTTVX 13,474,282.36 |
| 1VTHRX 4,056,512.31 |
| 1VTTHX 10,784,701.61 |
| 1VFORX 1,997,463.70 |
| 1VTIVX 4,859,749.29 |
| 1VFIFX 2,045,630.71 |
| 1VFFVX 1,100,158.32 |
| 1VTTSX 1,459,897.06 |
| 1VLXVX 651,915.99 |
| 1RNPGX 2,397,492.87 |
| 1MDIZX 1,978,437.60 |
| 1TIREX 692,246.76 |
| 1FSSNX 1,590,926.88 |
| 1FSMDX 2,281,455.20 |
| 1APGZX 3,924,489.20 |
| 1FXAIX 4,462,879.96 |
| 1HDGVX 536,016.68 |
| 1RLBGX 570,691.18 |
| 1DC-INC 1,708,883.49 |
| 1PIMIX 1,193,761.22 |
| 1GWAA20 2.850 1,978,725.92 |
| FORFEITURES 16,639.87 |
Investment model portfolios
We provide two types of investment model portfolios for ACMH 403(B) DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ACMH 403(B) DEFINED CONTRIBUTION PLAN