Investment options of ACCESS VG LLC 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| 401(k) PLAN PLAN # |
| The American Funds American Funds Amer Bal R6 Fund |
| American Century Investments American Century SC GR R6 Fund |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity I Fund |
| Fidelity Investments Fidelity Contrafund |
| Oakmark Oakmark Equity & Income Fund Investor |
| PGIM Investments PGIM Global RE Z Fund |
| PGIM Investments PGIM Jennison Natural Resources Z Fund |
| JP Morgan Funds Undisc Mgrs Behav Value R6 Fund |
| Vanguard Group Vanguard Developing Markets Index Admiral Fund |
| Vanguard Group Vanguard Mid Cap Index Admiral Fund |
| Vanguard Group Vanguard Small Cap Index Admiral Fund |
| Vanguard Group Vanguard 500 Index Admiral Fund |
| Victory Funds Victory Integrity Mid Cap Val R6 |
| SEI Trust Company Prin/BR Agg Bond Index CIT TR |
| SEI Trust Company Principal/BR Intl Equity Index CIT TR |
| SEI Trust Company Principal/BR Large Cap Growth CIT TR |
| SEI Trust Company Principal/BR Large Cap Value CIT TR |
| SEI Trust Company Principal/BR Russell 2000 I CIT TR |
| SEI Trust Company Principal/BR S&P Mid Index CIT TR |
| SEI Trust Company Principal/BR S&P 500 Indext CIT TR |
| SEI Trust Company Short-Term Inv Fund A TR |
| Principal Global Investors Trust Co Principal Lifetime Hybrid 2055 Cit Z |
Investment model portfolios
We provide two types of investment model portfolios for ACCESS VG LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ACCESS VG LLC 401(K) PLAN