Investment options of ACCELERA SOLUTIONS, INC. 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| THE AMERICAN FUNDS AMERICAN FUNDS CAPITAL INCOME BUILDER R6 |
| THE AMERICAN FUNDS AMERICAN FUNDS GROWTH FUND OF AMER R6 |
| AMERICAN FUNDS SERVICE COMPANY AMERICAN FUNDS INTERM BD FD OF AMER R6 |
| DIMENSIONAL FUND ADVISORS DFA EMERGING MARKETS VALUE I |
| INVESCO FUNDS GROUP, INC. INVESCO DIVERSIFIED DIVIDEND Y |
| OPPENHEIMER INVESCO OPPENHEIMER INTERNATIONAL GRW Y |
| JANUS INTERNATIONAL HOLDING, LLC JANUS HENDERSON TRITON FUND N |
| JPMORGAN FUNDS JPMORGAN SMALL CAP EQUITY R6 |
| JPMORGAN FUNDS JPMORGAN US EQUITY I |
| LAZARD LAZARD INTERNATIONAL STRATEGIC EQ INSTL |
| METROPOLITAN LIFE INSURANCE CO. METROPOLITAN WEST TOTAL RETURN BOND I |
| SCHWAB FUNDS SCHWAB S& 500 INDEX |
| VANGUARD GROUP VANGUARD DEVELOPED MARKETS INDEX ADMIRAL |
| VANGUARD GROUP VANGUARD EQUITY INCOME ADM |
| VANGUARD GROUP VANGUARD GROWTH INDEX ADM |
| VANGUARD GROUP VANGUARD HIGH-YIELD CORPORATE (ADMIRAL) |
| VANGUARD GROUP VANGUARD MID CAP GROWTH INV |
| VANGUARD GROUP VANGUARD MID CAP INDEX ADMIRAL |
| VANGUARD GROUP VANGUARD SELECTED VALUE INV |
| VANGUARD GROUP VANGUARD SMALL CAP INDEX ADMIRAL |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2015 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2020 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2025 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2030 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2035 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2040 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2045 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2050 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2055 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT 2060 INV |
| VANGUARD GROUP VANGUARD TARGET RETIREMENT INCOME INV |
| VANGUARD GROUP VANGUARD TOTAL INTL STOCK INDEX ADMIRAL |
| VANGUARD GROUP VANGUARD WELLESLEY INCOME ADMIRAL |
| VICTORY FUNDS VICTORY SYCAMORE ESTABLISHED VALUE R6 |
| WELLS FARGO ALLSPRING SPECIAL SMALL CAP VALUE R6 |
| WELLS FARGO WELLS FARGO STABLE RETURN N FUND |
Investment model portfolios
We provide two types of investment model portfolios for ACCELERA SOLUTIONS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ACCELERA SOLUTIONS, INC. 401(K) PLAN