Investment options of ABHSERVICES 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| Prin LgCp S & P 500 Index SA-Z Separate Account |
| Prin SmCap S& P 600 Index SA-Z Separate Account |
| Prin MidCap S & P 400 Index SA-Z Separate Account |
| Vaughan Nelson /H&W SmCap Value II SA – Z Separate Account |
| Prin Lifetime Hybr 2015 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2025 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2030 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2035 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2040 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2045 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2050 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2055 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2060 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2065 CIT Z Common/Collective Trust |
| Prin Lifetime Hybr 2070 CIT Z Common/Collective Trust |
| Prin Fixed Inc Guar Option Fixed Account |
| Black Rock Advisors , LLC Registered Investment Company |
| Capital Research and Mgmt Co Registered Investment Company |
| PGIM Investments, LLC Registered Investment Company |
| PIMCO Registered Investment Company |
| Vanguard Group – SEC ADM Fund Registered Investment Company |
| Vanguard Group – Growth Index Fund Registered Investment Company |
| Vanguard Group – Value Index Adm Fund Registered Investment Company |
| AllspringGlobal Investments Registered Investment Company |
| Carillom Eagle Mid ca Gwth Registered Investment Company |
| Janus Henderson Triton Registered Investment Company |
| Dimensional Fund Advisors – Emer Mkt Core Registered Investment Company |
| Dimensional Fund Advisors – Intl Core Registered Investment Company |
| Vanguard Group – Intl Growth Adm Registered Investment Company |
| See accompanying independent auditors' report |
Investment model portfolios
We provide two types of investment model portfolios for ABHSERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ABHSERVICES 401(K) PLAN