Investment options of ABDO 401(K) PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| SEGALL BRYANT & HAMMIL SMALL CAP GROWTH POOLED SEPARATE |
| SECURIAN AM S&P 500 INDEX POOLED SEPARATE |
| AMERICAN CENTURY MID-CAP VALUE POOLED SEPARATE |
| CALV EMERGING MARKETS EQ POOLED SEPARATE |
| AMERICAN FUNDS NEW WORLD POOLED SEPARATE |
| VANGUARD INTERM BOND INDEX ADMIRAL POOLED SEPARATE |
| DFA INFLATION-PROTECTED SECURITIES POOLED SEPARATE |
| MFS MID CAP GROWTH POOLED SEPARATE |
| TIAA- CREF INT'L EQUITY INDEX POOLED SEPARATE |
| TIAA- CREF CORE IMPACT BOND POOLED SEPARATE |
| WELLINGTON DISCIPLINED US EQUITY POOLED SEPARATE |
| ALLSPRING SPECIAL SMALL CAP VALUE POOLED SEPARATE |
| TCW GLOBAL BOND POOLED SEPARATE |
| VANGUARD LIFESTRATEGY GROWTH POOLED SEPARATE |
| VANGUARD LIFESTRATEGY MODERATE GROWTH POOLED SEPARATE |
| VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH POOLED SEPARATE |
| T. ROWE PRICE LARGE CAP VALUE POOLED SEPARATE |
| SECURIAN AM S& P 500 CITIGROUP VALUE POOLED SEPARATE |
| SECURIAN S& P 500 CITIGROUP GROWTH POOLED SEPARATE |
| LARGE CAP GROWTH FUND III R1 POOLED SEPARATE |
| MFS INTERNATIONAL GROWTH POOLED SEPARATE |
| FIDELITY MID- CAP INDEX POOLED SEPARATE |
| FIDELITY SMALL-CAP INDEX POOLED SEPARATE |
| FIDELITY REAL ESTATE INDEX POOLED SEPARATE |
| DFA U. S. SMALL CAP PORTFOLIO POOLED SEPARATE |
| MN LIFE GUARANTEED RETURN ACCOUNT GIC |
Investment model portfolios
We provide two types of investment model portfolios for ABDO 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ABDO 401(K) PROFIT SHARING PLAN