Investment options of ABBOTT CONSTRUCTION 401(K) PLAN AND TRUST
Total Available Funds: 26
| Investment Description |
|---|
| Attachment – Form |
| AT DECEMBER 31, |
| The American Funds American Funds Newworld R6 |
| BlackRock Strat Gbl Bond K Fd |
| Eaton Vance Inc Ed of Bos T Fd |
| Fidelity Investments Fidelity Adv Intl Cap App Z |
| Fidelity Investments Fidelity Small Cap Gr Idx Fd |
| JP Morgan Funds JP Morgan Core Bond R6 Fund |
| JP Morgan Funds JP Morgan Equity Income R6 Fd |
| MFS Investment Management MFS Intl Intrinsic Value R4 Fd |
| TIAA Investments Nuveen Lifecycle Index 2015 R6 |
| TIAA Investments Nuveen Lifecycle Index 2020 R6 |
| TIAA Investments Nuveen Lifecycle Index 2025 R6 |
| TIAA Investments Nuveen Lifecycle Index 2030 R6 |
| TIAA Investments Nuveen Lifecycle Index 2035 R6 |
| TIAA Investments Nuveen Lifecycle Index 2040 R6 |
| TIAA Investments Nuveen Lifecycle Index 2045 R6 |
| TIAA Investments Nuveen Lifecycle Index 2050 R6 |
| TIAA Investments Nuveen Lifecycle Index 2055 R6 |
| TIAA Investments Nuveen Lifecycle Index 2060 R6 |
| TIAA Investments Nuveen Lifecycle Indx Ret Inc R |
| Putnam Investments Putnam Large Cap Growth R6 Fd |
| Vanguard Group Vanguard Dev Mkts Index Adm Fd |
| Vanguard Group Vanguard MidCo Gith Idx Adm Fd |
| Vanguard Group Vanguard Sm Cap Val Idx Adm Fd |
| Vanguard Group Vanguard 500 Index Admiral Fd |
Investment model portfolios
We provide two types of investment model portfolios for ABBOTT CONSTRUCTION 401(K) PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ABBOTT CONSTRUCTION 401(K) PLAN AND TRUST