Investment options of AAA CENTRAL PENN 401K PLAN
Total Available Funds: 21
| Investment Option List |
|---|
| The Vanguard Group Vanguard Mid Cap |
| The Vanguard Group Vanguard Short Term Investment Grade Fund |
| Dodge & Cox Dodge & Cox Income Fund (DODIX) |
| Baird & Co. Incorporated Baird Short Term Bond Fund |
| Davis Distributers LLC Davis NY Venture Fund (NY) |
| Causeway Capital Management Causeway International Value Fund (CIVIX) |
| The Vanguard Group Vanguard Short Term Federal |
| BlackRock, Inc. BlackRock Strategic Income Opportunity |
| Boston Partners Robeco Boston Partners Fund (BPQIX) |
| Artisan Partners Artisan International Fund (LLINX) |
| Nuance Investments LCC Nuance Mid Cap Value Fund |
| The Vanguard Group Vanguard Small Cap (VISVX) |
| Baird & Co. Incorporated Baird Mid Cap Fund |
| Fiduciary Management, Inc. FMI Large Cap Fund |
| Coho Partners, Ltd. Coho Relative Value Equity (COHOX) |
| The Vanguard Group Vanguard Small Cap Value (VISVX) |
| PIMCO Investments LLC PIMCO All Asset Fund (PAUIX) |
| The Vanguard Group Vanguard Value Index Admiral |
| Dimensional Fund Advisors LP DFA Emerging Markets Core Equity Fund (DAADX) |
| JPMorgan Asset Management JPMorgan Small Cap Growth Fund (JISGX) |
| The Vanguard Group Vanguard Dividend Growth Fund (VDIGX) |
Investment model portfolios
We provide two types of investment model portfolios for AAA CENTRAL PENN 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AAA CENTRAL PENN 401K PLAN