Investment options of A O SMITH RETIREMENT SECURITY PLAN
Total Available Funds: 73
| Investment Description |
|---|
| Abbott Laboratories Common Stock N/A N/A N/A |
| Accenture PLC Common Stock N/A N/A N/A |
| Adobe Inc com Common Stock N/A N/A N/A |
| Alphabet Inc Cap Stk CL C Common Stock N/A N/A N/A |
| Amazon.com Inc Common Stock N/A N/A N/A |
| Apple Inc Common Stock N/A N/A N/A |
| STK Common Stock N/A N/A N/A |
| Bank America Corp Com Common Stock N/A N/A N/A |
| Blackrock Inc Com USD Common Stock N/A N/A N/A |
| Cisco Systems Inc Common Stock N/A N/A N/A |
| Costco Wholesale Corp Com USD Common Stock N/A N/A N/A |
| Danaher Corporation Com Common Stock N/A N/A N/A |
| Deere and Co Common Stock N/A N/A N/A |
| Eaton corporation PLC Common Stock N/A N/A N/A |
| Expedia Group Inc Common Stock N/A N/A N/A |
| Eccon Mobil Corp Com Common Stock N/A N/A N/A |
| Goldman Sachs group Inc Com USD Common Stock N/A N/A N/A |
| Home Depot Inc Common Stock N/A N/A N/A |
| Honeywell International Inc Com USD Common Stock N/A N/A N/A |
| Jacobs solutions Inc Com Common Stock N/A N/A N/A |
| Johnson and Johnson Com USD Common Stock N/A N/A N/A |
| Jones Lang Lasalle Inc Com Common Stock N/A N/A N/A |
| JPMorgan Chase and Co Common Stock N/A N/A N/A |
| Kinder Morgan Inc Com USD Common Stock N/A N/A N/A |
| Lam Research Corp Com USD Common Stock N/A N/A N/A |
| Leidos Holdings Inc Com Common Stock N/A N/A N/A |
| Merck and Co Inc Com Common Stock N/A N/A N/A |
| Stock Common Stock N/A N/A N/A |
| Microsoft Corp Common Stock N/A N/A N/A |
| Northrop Grumman Corp Com USD Common Stock N/A N/A N/A |
| Prudential Financial Inc Common Stock N/A N/A N/A |
| Qualcomm Inc Common Stock N/A N/A N/A |
| Regeneron Pharmaceuticals Inc Common Stock N/A N/A N/A |
| Salesforce Inc Com Common Stock N/A N/A N/A |
| Verizon Communications Inc Common Stock N/A N/A N/A |
| Visa Inc Common Stock N/A N/A N/A |
| Vontier Corporation Com Common Stock N/A N/A N/A |
| Ishares Core S&P 500 ETF Common Stock N/A N/A N/A |
| Ishares TR Ishares Semicdtr Common Stock N/A N/A N/A |
| Select Sector Spdr Tr Communication Common Stock N/A N/A N/A |
| Select Sector Spdr Trust Technology Common Stock N/A N/A N/A |
| Schwab Charles Corp Corporate Bond 125,000 3.625% 4/1/2025 |
| Phillips 66 Not Corporate Bond 150,000 3.850% 4/09/2025 |
| Citizens Bank Corporate Bond 100,000 2.250% 4/28/2025 |
| Constellation Energy Corporate Bond 150,000 3.250% 6/01/2025 |
| Morgan Stanley MTN Corporate Bond 110,000 5.000% 11/24/2025 |
| Altria Group Inc Corporate Bond 120,000 4.400% 2/14/2026 |
| Gilead Sciences Inc Corporate Bond 115,000 3.650% 03/01/2026 |
| Bank of America Corp MTN Corporate Bond 100,000 4.450% 3/03/2026 |
| The Cigna Group Corporate Bond 115,000 1.250% 3/15/2026 |
| Oracle Corp Corporate Bond 125,000 1.650% 3/25/2026 |
| Citigroup Inc Corporate Bond 115,000 3.400% 5/01/2026 |
| Ebay Inc Corporate Bond 50,000 1.400% 5/10/2026 |
| Abbive Inc Corporate Bond 115,000 3.200% 5/14/2026 |
| Capital One Finl Corp Note Corporate Bond 100,000 3.750% 7/28/2026 |
| General Electric Co MTN Corporate Bond 50,000 4.650% 8/15/2026 |
| Morgan Stanley MTN Corporate Bond 75,000 4.350% 9/08/2026 |
| Allstate Corp Corporate Bond 50,000 3.280% 12/15/2026 |
| Intel Corp Corporate Bond 100,000 3.150% 5/11/2027 |
| Athene Holding LTD Note Corporate Bond 100,000 4.125% 01/12/2028 |
| Bank of America Corp Bond Corporate Bond 100,000 6.875% 1/15/2028 |
| Halliburton Co Corporate Bond 60,000 2.920% 3/1/2030 |
| Sysco Corp Corporate Bond 50,000 5.950% 4/1/2030 |
| Cencora Inc Corporate Bond 70,000 2.800% 5/15/2030 |
| Company contributions |
| Years Ended December 31, 2024 and |
| Interest and dividends |
| Net income |
| Participants |
| Benefit and withdrawal payments |
| Change in net assets available before transfers |
| Transfers from other plans |
| Change in net assets available for benefits |
Investment model portfolios
We provide two types of investment model portfolios for A O SMITH RETIREMENT SECURITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for A O SMITH RETIREMENT SECURITY PLAN