Paychex, Inc. 401(k)
Investment Model Portfolios
Total Available Funds: 27
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
CEUFX |
Fidelity American Funds EuroPacific Growth Fund |
| Foreign Large Blend |
FSIIX |
Fidelity Spartan International Index Fund |
|
| US EQUITY |
|
|
| LARGE GROWTH |
RGAFX |
Fidelity American Funds Growth Fund of America |
| US EQUITY |
Fidelity c |
Fidelity ClearCourse Group Variable Annuity |
| MID-CAP BLEND |
PESPX |
Fidelity Dreyfus Mid Cap Index Fund |
| SMALL BLEND |
DISSX |
Fidelity Dreyfus Small Cap Stock Fund |
| SMALL BLEND |
OPMBX |
Fidelity Oppenheimer Main Street Small Cap Fund |
| LARGE BLEND |
FSTVX |
Fidelity Spartan Total Market Index Fund |
| LARGE BLEND |
FUSEX |
Fidelity Spartan U.S. Equity Index Fund |
| LARGE VALUE |
ACGMX |
Fidelity Van Kampen Growth and Income Fund |
| MID-CAP BLEND |
VSPIX |
Fidelity Victory Special Value Fund |
|
| FIXED INCOME |
|
|
| Short-Term Bond |
NSTRX |
Fidelity Columbia Short Term Bond Fund |
| Intermediate-Term Bond |
FBIDX |
Fidelity Fidelity U.S. Bond Index Fund |
| Intermediate-Term Bond |
FBIDX |
Fidelity Fidelity U.S. Government Reserve Fund |
|
| Others |
|
|
| Moderate Allocation |
FBALX |
Fidelity Fidelity Balanced Fund |
| Retirement Income |
FFFAX |
Fidelity Fidelity Freedom Income Fund |
| Target Date 2000-2010 |
FFFVX |
Fidelity Fidelity Freedom Funds 2005 Fund |
| Target Date 2000-2010 |
FFFCX |
Fidelity Fidelity Freedom Funds 2010 Fund |
| Target Date 2011-2015 |
FFVFX |
Fidelity Fidelity Freedom Funds 2015 Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Fidelity Freedom Funds 2020 Fund |
| Target Date 2021-2025 |
FFTWX |
Fidelity Fidelity Freedom Funds 2025 Fund |
| Target Date 2026-2030 |
FFFEX |
Fidelity Fidelity Freedom Funds 2030 Fund |
| Target Date 2031-2035 |
FFTHX |
Fidelity Fidelity Freedom Funds 2035 Fund |
| Target Date 2036-2040 |
FFFFX |
Fidelity Fidelity Freedom Funds 2040 Fund |
| Target Date 2041-2045 |
FFFGX |
Fidelity Fidelity Freedom Funds 2045 Fund |
| Target Date 2050+ |
FFFHX |
Fidelity Fidelity Freedom Funds 2050 Fund |
| ROOT |
CASH |
Money market substitute |
|
The following is a moderate-risk model portfolio constructed from the investment options of Paychex, Inc. 401(k).
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
