BARD EMPLOYEES’ SAVINGS TRUST 401(k) PLAN
Investment Model Portfolios
C. R. Bard, Inc., together with its subsidiaries, engages in the design, manufacture, packaging, distribution, and sale of medical, surgical, diagnostic, and patient care devices worldwide. It offers vascular, urology, oncology, and surgical specialty products.
Total Available Funds: 22
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE BLEND |
VFINX |
Vanguard 500 Index Fund Registered Investment Company |
| LARGE BLEND |
VASGX |
Vanguard LifeSt Growth Fund Registered Investment Company |
| MID-CAP VALUE |
VMVIX |
Vanguard Mid-Cap Index Fund Registered Investment Company |
| LARGE GROWTH |
VPMCX |
Vanguard PRIMECAP Fund Registered Investment Company |
| SMALL VALUE |
VISVX |
Vanguard Sm-Cap Index Inv Fund Registered Investment Company |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
VWIGX |
Vanguard Int’l Growth Fund Registered Investment Company |
|
| Others |
|
|
| Conservative Allocation |
VSCGX |
Vanguard LifeSt Conserv Growth Registered Investment Company |
| Moderate Allocation |
VSMGX |
Vanguard LifeSt Mod Growth Registered Investment Company |
| ROOT |
CASH |
Vanguard Prime Money Mkt Fund Registered Investment Company |
| Target Date 2000-2010 |
VTENX |
Vanguard Tgt Retirement 2010 Registered Investment Company |
| Target Date 2011-2015 |
VTXVX |
Vanguard Tgt Retirement 2015 Registered Investment Company |
| Target Date 2016-2020 |
VTWNX |
Vanguard Tgt Retirement 2020 Registered Investment Company |
| Target Date 2021-2025 |
VTTVX |
Vanguard Tgt Retirement 2025 Registered Investment Company |
| Target Date 2026-2030 |
VTHRX |
Vanguard Tgt Retirement 2030 Registered Investment Company |
| Target Date 2031-2035 |
VTTHX |
Vanguard Tgt Retirement 2035 Registered Investment Company |
| Target Date 2036-2040 |
VFORX |
Vanguard Tgt Retirement 2040 Registered Investment Company |
| Target Date 2041-2045 |
VTIVX |
Vanguard Tgt Retirement 2045 Registered Investment Company |
| Target Date 2050+ |
VFIFX |
Vanguard Tgt Retirement 2050 Registered Investment Company |
| Retirement Income |
VTINX |
Vanguard Target Retirement Income Registered Investment Company |
| Moderate Allocation |
VWELX |
Vanguard Wellington Fund Registered Investment Company |
| EQUITY |
WL |
Vanguard Retirement Savings Trust Fund Common/Collective Trust |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
VBMFX |
Vanguard Total Bond Mkt Index Fund Registered Investment Company |
|
The following is a moderate-risk model portfolio constructed from the investment options of BARD EMPLOYEES’ SAVINGS TRUST 401(k) PLAN.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
