SAVE MART SUPERMARKETS 401K PLAN
Investment Model Portfolios
Total Available Funds: 17
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
VBIIX |
Vanguard Bond Index Funds: Vanguard Intermediate-Term Bond Index Fund; Investor Shares |
| Intermediate Government |
VFIIX |
Vanguard Fixed Income Securities Funds: Vanguard GNMA Fund; Investor Shares |
| Long-Term Bond |
VWESX |
Vanguard Fixed Income Securities Funds: Vanguard Long-Term Investment-Grade Fund; Investor Shares |
|
| Others |
|
|
| Target Date 2000-2010 |
VTENX |
Vanguard Chester Funds: Vanguard Target Retirement 2010 Fund; Investor Class Shares |
| Target Date 2011-2015 |
VTXVX |
Vanguard Chester Funds: Vanguard Target Retirement 2015 Fund; Investor Class Shares |
| Target Date 2016-2020 |
VTWNX |
Vanguard Chester Funds: Vanguard Target Retirement 2020 Fund; Investor Class Shares |
| Target Date 2021-2025 |
VTTVX |
Vanguard Chester Funds: Vanguard Target Retirement 2025 Fund; Investor Class Shares |
| Target Date 2026-2030 |
VTHRX |
Vanguard Chester Funds: Vanguard Target Retirement 2030 Fund; Investor Class Shares |
| Target Date 2031-2035 |
VTTHX |
Vanguard Chester Funds: Vanguard Target Retirement 2035 Fund; Investor Class Shares |
| Moderate Allocation |
VBINX |
Vanguard Valley Forge Funds: Vanguard Balanced Index Fund; Investor Shares |
| ROOT |
CASH |
Vanguard Money Market Reserves: Vanguard Federal Money Market Fund; Investor Shares |
|
| US EQUITY |
|
|
| Small Growth |
VEXPX |
Vanguard Explorer Fund; Investor Shares |
| LARGE BLEND |
VFINX |
Vanguard Index Funds: Vanguard 500 Index Fund; Investor Shares |
| MID-CAP BLEND |
VIMSX |
Vanguard Index Funds: Vanguard Mid-Cap Index Fund; Investor Shares |
| SMALL BLEND |
NAESX |
Vanguard Index Funds: Vanguard Small-Cap Index Fund; Investor Shares |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Value |
VTRIX |
Vanguard Trustees |
| Foreign Large Blend |
VWIGX |
Vanguard World Funds: Vanguard International Growth Fund; Investor Shares |
|
The following is a moderate-risk model portfolio constructed from the investment options of SAVE MART SUPERMARKETS 401K PLAN.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
