Synopsys 401(k) Plan
Investment Model Portfolios

Synopsys (Ticker: SNPS) is one of the largest electronic design automation (EDA) software providers. Its 401(k) plan provides a solid and relatively complete asset coverage in terms of equities. It is light in fixed income funds. Both REIT and commodities related funds are missing.

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
Emerging Market
DIVERSIFIED EMERGING MKTS LZEMX Lazard Emerging Mkts Equity IS 1.07%
INTERNATIONAL EQUITY
Foreign Large Growth FDIKX Fidelity Diversified International K 0.99%
Others
Target Date 2021-2025 VTTVX Vanguard Target Retire 2025 0.08%
Target Date 2041-2045 VTIVX Vanguard Target Retire 2045 0.08%
Retirement Income VTINX Vanguard Target Retirement Income 0.08%
Target Date 2031-2035 VTTHX Vanguard Target Retire 2035 0.08%
Moderate Allocation FPUKX Fidelity Puritan K 0.5%
ROOT CASH Fidelity Retire Money Market NA
Target Date 2011-2015 VTXVX Vanguard Target Retire 2015 0.08%
Target Date 2000-2010 VTOVX Vanguard Target Retire 2005 NA
FIXED INCOME
Inflation-Protected Bond VIPSX Vanguard Inflation Protected Inst 0.07%
Intermediate-Term Bond VBTIX Vanguard Total Bond Market Inst 0.15%
US EQUITY
SMALL BLEND NBGIX NB Genesis Instl Cl 1.34%
LARGE VALUE MEIJX MFS Value R4 0.8%
LARGE GROWTH MFEJX MFS Growth R4 0.5%
MID-CAP VALUE HMVYX Hartford Mid Cap Y 0.77%
LARGE GROWTH FCAKX Fidelity Capital Appreciation K 0.83%
LARGE GROWTH FCNKX Fidelity ContraFund K 0.55%
LARGE BLEND FSMKX Spartan 500 Index NA
Average Expense Ratio: 0.5%

The following is a moderate-risk model portfolio constructed from the investment options of Synopsys 401(k) Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell