WIPRO LIMITED 401K PLAN
Investment Model Portfolios

Wipro Limited provides information technology (IT) products and services, and consumer care and lighting products primarily in India, the United States, and Europe. Wipro was founded in 1945 and is headquartered in Bangalore, India.

Total Available Funds: 21
Asset Class Ticker Description
FIXED INCOME
SHORT GOVERNMENT STABLEVALUE Morley Stable Value
Intermediate-Term Bond PMSIX Principal Global Investors Bond & Mortgage
Others
Retirement Income PLSIX Principal LifeTime Strategic Income
Target Date 2000-2010 PTTIX Principal LifeTime 2010
Target Date 2016-2020 PLWIX Principal LifeTime 2020
Target Date 2026-2030 PMTIX Principal LifeTime 2030
Target Date 2036-2040 PTDIX Principal LifeTime 2040
Target Date 2050+ PPLIX Principal LifeTime 2050
US EQUITY
LARGE VALUE PLVIX AllianceBern Large Cap Value III
LARGE GROWTH PPIIX American Century Large Cap Growth II
LARGE BLEND PLFIX Principal Large-Cap S&P 500 Index
LARGE GROWTH TRLGX T. Rowe Price Large Cap Growth I
LARGE GROWTH TPLGX T. Rowe Price Large Cap Blend II
Small Growth PGRTX Emerald Small Cap Growth II
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value I
SMALL VALUE JSVUX JP Morgan Small Cap Value I
MID-CAP BLEND MPSIX Principal Mid Cap S&P 400 Index
SMALL BLEND PSSIX Principal Small Cap S&P 600 Index
Small Growth TSCEX Turner Mid Cap Growth III
REAL ESTATE
REAL ESTATE PIREX Principal Real Estate Securities
INTERNATIONAL EQUITY
Foreign Large Blend FIGRX Fidelity International I

The following is a moderate-risk model portfolio constructed from the investment options of WIPRO LIMITED 401K PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies