Darling International Inc Hourly and Bargaining 401(k) Savings Plan
Investment Model Portfolios

Darling International Inc. Salaried Employees` Retirement Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Total Available Funds: 20
Asset Class Ticker Description
FIXED INCOME
Intermediate-Term Bond PMSIX Bond and Mortgage
SHORT GOVERNMENT STABLEVALUE Union Bond & Trust Company Stable Value Fund
US EQUITY
LARGE GROWTH FLCSX Large Cap Stock Index
SMALL BLEND PSSIX Small Cap Stock Index
LARGE GROWTH noticker Stock account
LARGE GROWTH RGACX Growth Fund of America- R3
LARGE VALUE EQPIX Fidelity Investments Advanced Equity Income I
Mid-Cap Growth FIDYX AIM Investments Dynamics Investment
Small Growth GTSRX AIM Investments Small Cap Growth
MID-CAP VALUE CMUAX Columbia Funds Midcap Value A Fund
SMALL VALUE FRVLX Franklin Small Cap Value A Fund
Others
Retirement Income PLSPX LifeTime Strategic
Target Date 2000-2010 PTAPX LifeTime 2010
Target Date 2016-2020 PTBPX LifeTime 2020
Target Date 2026-2030 PTCPX LifeTime 2030
Target Date 2036-2040 PTDPX LifeTime 2040
Target Date 2050+ PTEFX LifeTime 2050
ROOT PMKIX Mid Cap Stock Index
MISCELLANEOUS SECTOR PFF U.S. Property
INTERNATIONAL EQUITY
Foreign Large Blend PINPX Diversified International

The following is a moderate-risk model portfolio constructed from the investment options of Darling International Inc Hourly and Bargaining 401(k) Savings Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies