FIRST QUALITY SAVINGS AND INVESTMENT PLAN
Investment Model Portfolios

First Quality Savings and Investment Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Total Available Funds: 26
Asset Class Ticker Description
FIXED INCOME
SHORT GOVERNMENT STABLEVALUE Wachovia Diversified Stable Value A
SHORT GOVERNMENT STABLEVALUE Stable Investment Fund For Advice Track
Intermediate-Term Bond JBGIX Total Return Bond Fund For Advice Track
WORLD BOND ESIBX Evergreen International Bond Class I For Advice Track
High Yield Bond PHYRX Pimco High Yield Fund For Advice Track
Inflation-Protected Bond PRRRX Pimco Real Return Fund
High Yield Bond OHYAX Jpmorgan High Yield Fund
Intermediate-Term Bond PTTAX Pimco Total Return Class A
Intermediate-Term Bond PTTRX Pimco Total Return Instl
US EQUITY
LARGE BLEND ACQIX Wachovia Equity Index Trust A
LARGE VALUE PRFDX T.rowe Price Equity Income
Small Growth ALSRX Alger Small-cap Growth
LARGE VALUE GSLIX Goldman Sachs Large Value Fund
LARGE GROWTH PRGFX T.rowe Price Growth Fund
LARGE VALUE EHSTX Eaton Vance Large-cap Value Fund Class A
LARGE BLEND RICEX American Fds -investment Company Of America Class R4
SMALL BLEND RPMRX Royce Pennsylvania Mutual Fd
MID-CAP BLEND SSVSX Victory Special Value Fund Class A
SMALL BLEND DSERX Dreyfus Premier Small-cap Equity Fund Class I Advice Track
Others
ROOT NoTicker Enbanced Stock Market Fund For Advice Track
Moderate Allocation OARBX Oakmark Equity & Income Fund Ii
ROOT NoTicker Evergreen Select Stg Growth I For Advice Track
INTERNATIONAL EQUITY
Foreign Large Blend TGVAX Thornburg International Value Fund Class A
Foreign Large Blend EKZYX Evergreen International Equity For Advice Track
Emerging Market
DIVERSIFIED EMERGING MKTS LZEMX Lazard Emerging Markets Instl
REAL ESTATE
REAL ESTATE TRREX T.rowe Rice Real Estate

The following is a moderate-risk model portfolio constructed from the investment options of FIRST QUALITY SAVINGS AND INVESTMENT PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for FIRST QUALITY SAVINGS AND INVESTMENT PLAN

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