Sirsidynix 401(k) Profit Sharing Plan
Investment Model Portfolios

Sirsidynix 401(k) Profit Sharing Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Total Available Funds: 28
Asset Class Ticker Description
US EQUITY
LARGE GROWTH RGAEX American Funds Growth Fund of America R4
LARGE VALUE ANDAX Allianz NFJ Dividend Value Admin
Small Growth PSGIX Blackrock Small Cap Growth Equity I
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value A
SMALL BLEND KSCIX Keeley Small Cap Value
Mid-Cap Growth MACGX Msif Mid Cap Growth P
LARGE BLEND NBPTX NB Partners Trust
LARGE BLEND VFINX Vanguard 500 Index
INTERNATIONAL EQUITY
Foreign Large Blend RERFX American Funds Europacific Growth R5
FOREIGN SMALL/MID GROWTH IEGAX Aim Intl Small Company A
REAL ESTATE
REAL ESTATE IARAX Aim Real Estate A
FIXED INCOME
High Yield Bond FAGIX Fidelity Capital and Income
Inflation-Protected Bond AIANX Amcent Inflation Adjusted Bond IS
Intermediate-Term Bond PTRAX Pimco Total Return Admin
Others
Target Date 2000-2010 FFFBX Fidelity Freedom 2000
Target Date 2000-2010 FFFVX Fidelity Freedom 2005
Target Date 2000-2010 FFFCX Fidelity Freedom 2010
Target Date 2011-2015 FFVFX Fidelity Freedom 2015
Target Date 2016-2020 FFFDX Fidelity Freedom 2020
Target Date 2021-2025 FFTWX Fidelity Freedom 2025
Target Date 2026-2030 FFFEX Fidelity Freedom 2030
Target Date 2031-2035 FFTHX Fidelity Freedom 2035
Target Date 2036-2040 FFFFX Fidelity Freedom 2040
Target Date 2041-2045 FFFGX Fidelity Freedom 2045
Target Date 2050+ FFFHX Fidelity Freedom 2050
Retirement Income FFFAX Fidelity Freedom Income
noticker noticker Fidelity Managed Income Portfolio
Technology SCIRX Seligman Comm & Info

The following is a moderate-risk model portfolio constructed from the investment options of Sirsidynix 401(k) Profit Sharing Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies