Brokerage Concepts Elective 401(k) Retirement Plan
Investment Model Portfolios

Brokerage Concepts Elective 401(k) Retirement Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Total Available Funds: 19
Asset Class Ticker Description
INTERNATIONAL EQUITY
Foreign Large Blend IIIIX SSGA International Index
WORLD STOCK OPGIX Oppenheimer Global Opps -A
Foreign Large Value AIVIX Allianceber Intl Value Fund -A
FIXED INCOME
SHORT GOVERNMENT STABLEVALUE Morgan Stanley Stable Value
Intermediate Government USGAX Morgan Stanley US Govt Sec - A
Intermediate-Term Bond CFICX Calvert Income Fund -A
US EQUITY
SMALL BLEND IIRSX SSGA Russell Small Cap Index
Mid-Cap Growth ALMRX Alger Mid Cap Growth Instl - I
MID-CAP BLEND QVSCX Oppenheimer Sm&md Cap Value -A
MID-CAP VALUE PCGRX Pioneer Midcap Value Fund - A
LARGE BLEND SPIAX Morgan Stanley S&P 500 Ind -A
LARGE BLEND VADAX Morgstan Equalweight S&P Fund-A
LARGE VALUE ACSTX Van Kampen Comstock Fund -A
LARGE BLEND NYVTX Davis New York Venture Fund -A
LARGE GROWTH CLGAX Calvert Large Cap Gr Fund -A
REAL ESTATE
REAL ESTATE ACREX Van Kampen Real Estate Sec -A
Others
Moderate Allocation ACEIX Van Kampen Equity & Income -A
Moderate Allocation ABWIX Allianceber Bal Wlth Strat - A
noticker noticker Participant Loans

The following is a moderate-risk model portfolio constructed from the investment options of Brokerage Concepts Elective 401(k) Retirement Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for Brokerage Concepts Elective 401(k) Retirement Plan

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