COGNIZANT TECHNOLOGY SOLUTIONS 401K SAVINGS PLAN
Investment Model Portfolios

Cognizant Technology Solutions Corporation provides information technology (IT) consulting and technology services, as well as outsourcing services in North America, Europe, and Asia. Cognizant Technology Solutions Corporation was founded in 1998 and is headquartered in Teaneck, New Jersey.

Total Available Funds: 17
Asset Class Ticker Description
US EQUITY
LARGE BLEND DNVYX Davis Select Large Cap Value
Mid-Cap Growth RPMGX T. Rowe Price Select Mid Cap Growth II
MID-CAP BLEND QSCYX Oppenheimer Premier Small company Opportunities II
LARGE BLEND MIEYX Norther Trust Select Indexed Equity
LARGE BLEND MIGYX Oppenheimer Premier Main Street
LARGE BLEND MFVSX Harris/C&B Select Focus Value
SMALL BLEND MSVSX W&R/Wellington Select Small Cap Growth
LARGE GROWTH TWUIX American Century Ultra
SMALL VALUE VSMBX Van Kampen small Cap Value
Others
Moderate Allocation MBAYX Babson Premier Balanced
Target Date 2000-2010 MRXSX MassMutual Select Dest Retire 2010
Target Date 2016-2020 MRTSX MassMutual Select Dest Retire 2020
Target Date 2026-2030 MRYSX MassMutual Select Dest Retire 2030
Target Date 2036-2040 MFRSX MassMutual Select Dest Retire 2040
Retirement Income MDRSX MassMutual Select Dest Retire Income
FIXED INCOME
Intermediate-Term Bond MBSSX Oppenheimer Premier Strategic Income
INTERNATIONAL EQUITY
WORLD STOCK MGFSX Oppenheimer Premier Global

The following is a moderate-risk model portfolio constructed from the investment options of COGNIZANT TECHNOLOGY SOLUTIONS 401K SAVINGS PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies