Osterman and Company Inc 401k Profit Sharing
Investment Model Portfolios

This plan is created based on a user's request.

Total Available Funds: 49
Asset Class Ticker Description
US EQUITY
LARGE VALUE TWEAX American Century Equity Income A
LARGE BLEND ITHSX Hartford Capital Appreciation R4
LARGE VALUE CVFCX Pioneer Cullen Value A
Mid-Cap Growth LACAX Columbia Acorn A
MID-CAP BLEND FLSAX Fidelity Advisor Leveraged Co Stk A
Mid-Cap Growth FIIAX Fidelity Advisor Mid Cap II A
MID-CAP BLEND GTAVX Invesco Mid Cap Core Equity I
SMALL VALUE HRTVX Heartland Value
Small Growth FRMPX First American Small Cap Growth Opp A
INTERNATIONAL EQUITY
Foreign Large Growth CIGRX Calamos International Growth A
Foreign Large Blend BREAX BlackRock International Opp A
Foreign Large Blend THVRX THORNBURG INT VAL R4
PACIFIC/ASIA EX-JAPAN STK TCWAX Templeton China World A
Others
World Allocation MDLOX BlackRock Global Allocation A
Health FBTAX Fidelity Advisor Biotechnology A
Communications FDMAX Fidelity Advisor Communications Equip A
Consumer Discretionary FCNAX FA CONSUMER DISC A
Equity Energy FANAX Fidelity Advisor Energy A
Financial FAFDX Fidelity Advisor Financial Services A
Health FACDX Fidelity Advisor Health Care A
Industrials FCLAX Fidelity Advisor Industrials A
Technology FADTX Fidelity Advisor Technology A
Utilities FUGAX Fidelity Advisor Utilities A
EQUITY PRECIOUS METALS OPGSX Oppenheimer Gold & Special Minerals A
Long-Short JMNAX JPMorgan Market Neutral A
Equity Energy SSGRX BlackRock Energy & Resources Inv A
Natural Resources MDGRX BlackRock Natural Resources A
Consumer Staples FDAGX Fidelity Advisor Consumer Staples A
Natural Resources FMFAX Fidelity Advisor Materials A
Communications FTUAX Fidelity Advisor Telecommunications A
Target Date 2011-2015 FFVAX Fidelity Advisor Freedom 2015 A
Target Date 2016-2020 FDAFX Fidelity Advisor Freedom 2020 A
Target Date 2021-2025 FATWX Fidelity Advisor Freedom 2025 A
Target Date 2026-2030 FAFEX Fidelity Advisor Freedom 2030 A
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A
Target Date 2036-2040 FAFFX Fidelity Advisor Freedom 2040 A
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A
Target Date 2050+ FFFLX Fidelity Advisor Freedom 2050 A
Retirement Income FAFAX Fidelity Advisor Freedom Inc A
Moderate Allocation JABRX Janus Balanced S
ROOT CASH Blended Stable Value
Emerging Market
DIVERSIFIED EMERGING MKTS GTDDX AIM Developing Markets A
Latin America Stock MDLTX BlackRock Latin America Inv A
REAL ESTATE
REAL ESTATE FHEAX Fidelity Advisor Real Estate A
FIXED INCOME
Multisector Bond FSTAX Fidelity Advisor Strategic Income A
High Yield Bond OHYAX JPMorgan High Yield Fund A
Intermediate-Term Bond PTTAX PIMCO Total Return A
WORLD BOND OIBAX Oppenheimer International Bond A
Multisector Bond PSRAX Pioneer Strategic Income A

The following is a moderate-risk model portfolio constructed from the investment options of Osterman and Company Inc 401k Profit Sharing.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for Osterman and Company Inc 401k Profit Sharing

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