Nationwide Life Insurance Co BEST OF AMERICA AMERICAS VISION B SHARES
Investment Model Portfolios

Total Available Funds: 38
Asset Class Ticker Description
Others
Moderate Allocation AVBIX American Century VP Balanced I
Moderate Allocation FASMX Fidelity V5 Asset Manager Init
ROOT CASH Nationwide VIT Money Market 1
Moderate Allocation OPASX Oppenheimer VA Balanced NS
Natural Resources GHAAX Van Eck Worldwide Hard Asset Inl
US EQUITY
Mid-Cap Growth AVCIX American Century VP Capital Appreciation I
LARGE VALUE AVGIX American Century VP Income & Growth I
LARGE VALUE AVPIX American Century VP Value I
MID-CAP BLEND WTSGX Credit Suisse US Equity Flexible I
LARGE GROWTH DAPAX Dreyfus Socially Responsible Init
LARGE BLEND PEOPX Dreyfus Stock Index Init
LARGE BLEND DGAGX Dreyfus Var Inv Appreciation I
LARGE GROWTH DGRIX Dreyfus Var Inv Growth & Income I
LARGE GROWTH FCNTX Fidelity V2 Contrafund Init
LARGE GROWTH FAGCX Fidelity V3 Growth Opportunities Init
LARGE VALUE FEQIX Fidelity VIP Equity-Income Init
LARGE GROWTH EPGAX Fidelity VIP Growth Init
LARGE GROWTH NMFAX Nationwide VIT Growth 1
SMALL BLEND GMRAX Nationwide VIT Small Company 1
SMALL VALUE NWUAX Nationwide VIT Small Cap Value 1
LARGE BLEND NWFAX Nationwide VIT Nation 1
Mid-Cap Growth NBMTX Neuberger Berman AMT Growth I
LARGE BLEND NGDLX Neuberger Berman AMT Guardian I
LARGE BLEND NBPTX Neuberger Berman AMT Partners I
LARGE GROWTH OPTFX Oppenheimer VA Capital Appreciation NS
Mid-Cap Growth WFDAX Wells Fargo VT Discovery
MID-CAP BLEND SOPVX WFVT Opportunity
INTERNATIONAL EQUITY
Foreign Large Growth AVIIX American Century VP International I
Foreign Large Blend FAOAX Fidelity VIP Overseas Init
WORLD STOCK OPPAX Oppenheimer VA Global NS
FIXED INCOME
High Yield Bond SPHIX Fidelity VIP High Income Init
Intermediate Government NUSAX Nationwide VIT Government Bond 1
Short-Term Bond NSBTX Neuberger Berman AMT Short Duration I
Intermediate-Term Bond OPIGX Oppenheimer VA Core Plus Bond NS
Emerging Markets Bond UEMDX UIF Emerging Market Debt I
WORLD BOND PADMX Van Eck Worldwide Bond Inl
REAL ESTATE
REAL ESTATE UUSRX UIF US Real Estate I
Emerging Market
DIVERSIFIED EMERGING MKTS GBFAX Van Eck Worldwide Emerging Markets Inl

The following is a moderate-risk model portfolio constructed from the investment options of Nationwide Life Insurance Co BEST OF AMERICA AMERICAS VISION B SHARES.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies