City and County of San Francisco 457 Deferred Compensation Plan
Investment Model Portfolios

This plan was created based on a user's request. See www.sfdcp.org

Plan investment options

Total Available Funds: 15
Asset Class Ticker Description Rating Expense
REAL ESTATE
REAL ESTATE MSUSX SFDCP Real Estate Portfolio 0.83%
INTERNATIONAL EQUITY
Foreign Large Blend RERFX SFDCP International Equity Portfolio 0.84%
Others
ROOT TISVX SFDCP Small Cap Value Equity Portfolio 1.1%
FIXED INCOME
Intermediate-Term Bond PTTRX SFDCP Core Bond Portfolio 0.83%
SHORT GOVERNMENT STABLEVALUE SFDCP Stable Value Portfolio NA
US EQUITY
SMALL BLEND NAESX SFDCP Small Cap Core Equity Portfolio 0.03%
LARGE GROWTH FCNTX SFDCP Lg Cap Core Equity Active Port. 0.55%
LARGE BLEND VINIX SFDCP Lg Cap Core Equity-S&P 500 Index 0.02%
Small Growth VEXRX SFDCP Small Cap Growth Equity Portfolio 0.34%
Mid-Cap Growth ACRNX SFDCP Mid Cap Growth Equity Portfolio 1.83%
LARGE GROWTH RGAFX SFDCP Large Cap Growth Equity Portfolio 0.63%
LARGE GROWTH VFTNX SFDCP Large Cap Social Equity Portfolio 0.14%
LARGE VALUE LSVVX SFDCP Large Cap Value Equity Portfolio 0.35%
MID-CAP BLEND FLPSX SFDCP Mid Cap Core Equity Portfolio 0.92%
MID-CAP VALUE RSCMX SFDCP Mid Cap Value Equity Portfolio 0.91%
Average Expense Ratio: 0.67%

The following is a moderate-risk model portfolio constructed from the investment options of City and County of San Francisco 457 Deferred Compensation Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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