AIG Life Insurance Company PROFILE (1) B SHARES
Investment Model Portfolios

This plan also represents AIG Life Insurance Company PROFILE VARIABLE ANNUITY B SHARES

Total Available Funds: 17
Asset Class Ticker Description
INTERNATIONAL EQUITY
WORLD STOCK ALTFX AllianceBern Var Global Th Growth A
Foreign Large Blend FAOAX Fidelity VIP Ovseas Init
Foreign Large Growth AIEVX Invesco VI International Growth I
US EQUITY
LARGE VALUE CABDX AllianceBern Var Growth&Income A
LARGE GROWTH AGRFX AllianceBern Var Growth A
LARGE GROWTH APGAX AllianceBern Var Large Cap Growth A
Small Growth QUASX AllianceBern Var Small Cap Growth A
LARGE BLEND PEOPX Dreyfus Stock Index Init
LARGE GROWTH FCNTX Fidelity V2 Contrafund Init
LARGE GROWTH EPGAX Fidelity VIP Growth Init
LARGE GROWTH LCGAX Invesco VI Cap Appreciation I
Others
Moderate Allocation FASMX Fidelity V5 Asset Manager Init
ROOT CASH Fidelity V5 Money Market Init
Natural Resources GHAAX Van Eck Ww Hard Asset Inl
FIXED INCOME
Intermediate-Term Bond FBNDX Fidelity V5 Investment Grade Bond Init
High Yield Bond SPHIX Fidelity VIP High Income Init
Emerging Market
DIVERSIFIED EMERGING MKTS GBFAX Van Eck Ww Emerging Markets Inl

The following is a moderate-risk model portfolio constructed from the investment options of AIG Life Insurance Company PROFILE (1) B SHARES.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies