HANCOCK BANK 401(k) SAVINGS AND INVESTMENT PLAN AND TRUST
Investment Model Portfolios

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Total Available Funds: 14
Asset Class Ticker Description
Others
ROOT CASH Hancock Horizon Treasury SEC Money Market Sweep
FIXED INCOME
Intermediate-Term Bond FDBAX Federated Fortress Bond Fund
Intermediate Government FUSGX Federated U.S. Government Securities
Intermediate-Term Bond HHBAX Hancock Horizon Strategic Income Bond Fund Class A
INTERNATIONAL EQUITY
Foreign Large Blend RIMAX Federated Intercontinental Fund Class A
Foreign Large Growth FDIVX Fidelity Advisor Diversified International Fund
Foreign Large Blend HHDTX Hancock Horizon Diversified International Fund Class A
US EQUITY
LARGE BLEND FISPX Federated Max-Cap Fund
Mid-Cap Growth HHQTX Hancock Horizon Quantitative Long/Short Fund Class A
SMALL BLEND HHBUX Hancock Horizon Burkenroad Class A
LARGE GROWTH HHRAX Hancock Horizon Growth Fund Class A
LARGE VALUE HHGAX Hancock Horizon Value Fund Class A
LARGE GROWTH PRGFX T Rowe Price Growth Stock Fund
SMALL BLEND TRSSX T Rowe Price Small-Cap Stock Fund

The following is a moderate-risk model portfolio constructed from the investment options of HANCOCK BANK 401(k) SAVINGS AND INVESTMENT PLAN AND TRUST.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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