PAPA JOHN S INTERNATIONAL, INC. 401(k) PLAN
Investment Model Portfolios

Papa John's International Inc. (Ticker:PZZA) has the "PAPA JOHN S INTERNATIONAL, INC. 401(k) PLAN".
Sprint Nextel Corp (Ticker:S) has the "PAPA JOHN S INTERNATIONAL, INC. 401(k) PLAN".
Int l Business Mach (Ticker:IBM) has the "PAPA JOHN S INTERNATIONAL, INC. 401(k) PLAN".
Total Available Funds: 22
Asset Class Ticker Description
US EQUITY
LARGE BLEND NBPBX Neuberger Berman Management Partners Adv Fund
LARGE GROWTH GFFFX American Funds Service Company Growth Fund of Amer
Small Growth GTSRX Invesco AIM Small Cap Growth R Fund
MID-CAP VALUE CMUAX Columbia Management Advisors Midcap Value A Fund
LARGE VALUE EHSTX Eaton Vance Management Large-Cap Value A Fund
SMALL VALUE PVSIX Principal Life Insurance Company Small-Cap Value Separate Account
MID-CAP BLEND MPSIX Principal Life Insurance Company Mid-Cap S P 400 Index Separate Account
LARGE BLEND PLFPX Principal Life Insurance Company Large-Cap S P 500 Index Separate Account
SMALL BLEND PSSIX Principal Life Insurance Company Small-Cap S P 600 Index Separate Account
FIXED INCOME
Intermediate-Term Bond ADFAX American Century Diversified Bond A Fund
Intermediate Government FUSRX Franklin Advisors US Government Securities A Fund
High Yield Bond FHAIX Franklin Advisors High Income A Fund
Others
ROOT unknow Principal Life Insurance Company Mid-Cap Growth Separate Account
ROOT unknow Principal Life Insurance Company LifeTime 2030 Separate Account
ROOT unknow Principal Life Insurance Company LifeTime 2010 Separate Account
ROOT unknow Principal Life Insurance Company LifeTime 2020 Separate Account
ROOT unknow Principal Life Insurance Company LifeTime 2040 Separate Account
ROOT unknow Principal Life Insurance Company LifeTime 2050 Separate Account
ROOT unknow Principal Life Insurance Company LifeTime Strategic Income Separate Account
ROOT CASH Union Bond Tr Company Principal Stable Value Fund
INTERNATIONAL EQUITY
Foreign Large Blend PIIIX Principal Life Insurance Company Diversified International Separate Account
Foreign Large Blend PIIIX Principal Life Insurance Company International Emerging Mkts Separate Account

The following is a moderate-risk model portfolio constructed from the investment options of PAPA JOHN S INTERNATIONAL, INC. 401(k) PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies