ARM 401(k) Plan
Investment Model Portfolios
Total Available Funds: 16
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE BLEND |
FXAIX |
Fidelity Spartan 500 Index Advtg Instl |
| LARGE GROWTH |
VWUAX |
Vanguard US Growth Adm |
| LARGE VALUE |
MEIKX |
MFS Value R5 |
| MID-CAP BLEND |
FSMAX |
Fidelity Spartan Extnd Mkt Idx AdvtgInst |
| MID-CAP VALUE |
JMVYX |
JPMorgan Mid Cap Value Fund Class R6 |
| SMALL BLEND |
FSSNX |
Fidelity Spartan Sm Cp Idx Advtg Instl |
| Small Growth |
TQAIX |
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund I Class |
| SMALL VALUE |
DFFVX |
DFA US Targeted Value I |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
FPADX |
Fidelity Spartan EMkts Idx Advtg Instl |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
FSPSX |
Fidelity Spartan Intl Idx Advtg Instl |
| Foreign Large Blend |
RERGX |
REEGX |
|
| REAL ESTATE |
|
|
| Global Real Estate |
DFGEX |
DFA Global Real Estate Securities |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
FXNAX |
Fidelity Spartan US Bond Idx Advtg Instl |
| Multisector Bond |
STRKX |
Pioneer Strategic Income Fund Class K |
| Intermediate-Term Bond |
MPHQX |
BlackRock Total Return BlackRock |
|
| Others |
|
|
| ROOT |
CASH |
VMFXX Vanguard Money Mkt |
|
The following is a moderate-risk model portfolio constructed from the investment options of ARM 401(k) Plan.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
Retirement Plan (401(k)) Info for ARM 401(k) Plan
