Samsung 401(k) Plan
Investment Model Portfolios

Total Available Funds: 23
Asset Class Ticker Description
US EQUITY
LARGE BLEND VINIX Vanguard Institutional Index Instl
MID-CAP BLEND VMISX Vanguard Mid Cap Index Signal
LARGE BLEND RFNGX American Funds Fundamental Investors R6
Mid-Cap Growth BMCIX BlackRock US Opportunities Instl
Mid-Cap Growth RPFIX Royce Premier Instl
SMALL BLEND VSISX Vanguard Small Cap Index Signal
Others
Target Date 2041-2045 TRRKX T. Rowe Price Retirement 2045
Target Date 2016-2020 TRRBX T. Rowe Price Retirement 2020
Target Date 2000-2010 TRRAX T. Rowe Price Retirement 2010
ROOT - Vanguard Total International Stock Index Fund
Target Date 2021-2025 TRRHX T. Rowe Price Retirement 2025
Retirement Income TRRIX T. Rowe Price Retirement Income
Target Date 2051+ TRRNX T. Rowe Price Retirement 2055
Target Date 2031-2035 TRRJX T. Rowe Price Retirement 2035
Target Date 2011-2015 TRRGX T. Rowe Price Retirement 2015
Target Date 2046-2050 TRRMX T. Rowe Price Retirement 2050
Target Date 2036-2040 TRRDX T. Rowe Price Retirement 2040
Target Date 2026-2030 TRRCX T. Rowe Price Retirement 2030
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return Instl
Inflation-Protected Bond VAIPX Vanguard Inflation-Protected Secs Adm
High Yield Bond FAGIX Fidelity Capital & Income
Intermediate-Term Bond VBTIX Vanguard Total Bond Market Index Inst
INTERNATIONAL EQUITY
Foreign Large Blend VTSGX Vanguard Total Intl Stock Index Signal

The following is a moderate-risk model portfolio constructed from the investment options of Samsung 401(k) Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies