Adobe Systems Incorporated 401(k) Retirement Savings Plan
Investment Model Portfolios

Total Available Funds: 26
Asset Class Ticker Description
Others
Target Date 2000-2010 VTENX Vanguard Target Retirement 2010 Inv
Target Date 2021-2025 VTTVX Vanguard Target Retirement 2025 Inv
Target Date 2051+ VFFVX Vanguard Target Retirement 2055 Inv
Target Date 2036-2040 VFORX Vanguard Target Retirement 2040 Inv
Target Date 2011-2015 VTXVX Vanguard Target Retirement 2015 Inv
Target Date 2031-2035 VTTHX Vanguard Target Retirement 2035 Inv
Moderate Allocation VWELX Vanguard Wellington Inv
Target Date 2026-2030 VTHRX Vanguard Target Retirement 2030 Inv
Target Date 2016-2020 VTWNX Vanguard Target Retirement 2020 Inv
Target Date 2046-2050 VFIFX Vanguard Target Retirement 2050 Inv
ROOT - Vanguard Retirement Savings Trust
Retirement Income VTINX Vanguard Target Retirement Income Inv
ROOT VMMXX Vanguard Prime Money Market Fund
Target Date 2041-2045 VTIVX Vanguard Target Retirement 2045 Inv
US EQUITY
MID-CAP BLEND VIEIX Vanguard Extended Market Idx Instl
LARGE VALUE VWNAX Vanguard Windsor II Adm
LARGE GROWTH VFTNX Vanguard FTSE Social Index Instl
Small Growth VEXRX Vanguard Explorer Adm
LARGE BLEND VINIX Vanguard Institutional Index Instl
SMALL VALUE DFSVX DFA US Small Cap Value I
LARGE GROWTH VMRGX Vanguard Morgan Growth Inv
INTERNATIONAL EQUITY
Foreign Large Blend VFWSX Vanguard FTSE All-World ex-US Index Inst
Foreign Large Blend DODFX Dodge & Cox International Stock
FIXED INCOME
Intermediate-Term Bond VBTIX Vanguard Total Bond Market Index Inst
Intermediate-Term Bond PTTRX PIMCO Total Return Instl
Inflation-Protected Bond VIPSX Vanguard Inflation-Protected Secs Inv

The following is a moderate-risk model portfolio constructed from the investment options of Adobe Systems Incorporated 401(k) Retirement Savings Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies