Bottomline Technologies 401(k) Plan
Investment Model Portfolios

Total Available Funds: 41
Asset Class Ticker Description
US EQUITY
LARGE VALUE TWEAX American Century Equity Income A
LARGE BLEND EAERX Eaton Vance Lg Cap Core Research A
LARGE GROWTH MLAAX MainStay Large Cap Growth A
LARGE GROWTH FINSX Fidelity Advisor New Insights I
MID-CAP VALUE VETAX Victory Established Value A
LARGE GROWTH FNIAX Fidelity Advisor New Insights A
SMALL BLEND RYTFX Royce Total Return Svc
LARGE VALUE PNEAX Allianz NFJ Dividend Value A
SMALL VALUE PCVAX Allianz NFJ Small Cap Value A
SMALL BLEND FSCDX Fidelity Advisor Small Cap A
Mid-Cap Growth FIIAX Fidelity Advisor Mid Cap II A
LARGE BLEND AASPX American Beacon S&P 500 Idx Instl
LARGE BLEND OGEAX JPMorgan Equity Index A
LARGE VALUE TWEIX American Century Equity Income Inv
Others
Target Date 2051+ FHFAX Fidelity Advisor Freedom 2055 A
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A
Target Date 2036-2040 FAFFX Fidelity Advisor Freedom 2040 A
Natural Resources FFGAX Fidelity Advisor Global Cmdty Stk A
Target Date 2000-2010 FFAVX Fidelity Advisor Freedom 2005 A
Moderate Allocation FABLX Fidelity Advisor Balanced A
Target Date 2016-2020 FDAFX Fidelity Advisor Freedom 2020 A
Target Date 2026-2030 FEFIX Fidelity Advisor Freedom 2030 I
Retirement Income FAFAX Fidelity Advisor Freedom Inc A
Retirement Income FIAFX Fidelity Advisor Freedom Inc I
Target Date 2026-2030 FAFEX Fidelity Advisor Freedom 2030 A
ROOT FDAXX FID PRIME
Target Date 2000-2010 FACFX Fidelity Advisor Freedom 2010 A
Natural Resources FFGIX Fidelity Advisor Global Cmdty Stk I
Technology FADTX Fidelity Advisor Technology A
Target Date 2021-2025 FATWX Fidelity Advisor Freedom 2025 A
Target Date 2046-2050 FFFLX Fidelity Advisor Freedom 2050 A
Target Date 2011-2015 FFVAX Fidelity Advisor Freedom 2015 A
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A
FIXED INCOME
Intermediate Government FVIAX Fidelity Advisor Government Income A
Multisector Bond FSRIX Fidelity Advisor Strategic Income I
Multisector Bond FSTAX Fidelity Advisor Strategic Income A
Short-Term Bond CSDYX Calvert Short Duration Income Y
Short-Term Bond CSDAX Calvert Short Duration Income A
Emerging Market
DIVERSIFIED EMERGING MKTS JFAMX JPMorgan Emerging Mkts Eq A
DIVERSIFIED EMERGING MKTS JEMSX JPMorgan Emerging Mkts Eq Sel
INTERNATIONAL EQUITY
Foreign Large Blend FIGRX Fidelity International Discovery

The following is a moderate-risk model portfolio constructed from the investment options of Bottomline Technologies 401(k) Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for Bottomline Technologies 401(k) Plan

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