Cc&S 401(K) Retirement Savings Plan
Investment Model Portfolios
Total Available Funds: 17
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE VALUE |
TWEIX |
American Century Capital Portfolios, Inc: Equity Income Fund; Investor Class Shares |
| LARGE VALUE |
PRFDX |
T Rowe Price Equity Income Fund |
| Small Growth |
VEXPX |
Vanguard Explorer Fund; Investor Shares |
| LARGE BLEND |
VFINX |
Vanguard Index Funds: Vanguard 500 Index Fund; Investor Shares |
| MID-CAP BLEND |
VEXMX |
Vanguard Index Funds: Vanguard Extended Market Index Fund; Investor Shares |
| LARGE GROWTH |
VMRGX |
Vanguard Morgan Growth Fund; Investor Shares |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
HIINX |
Harbor Funds: Harbor International Fund; Investor Class Shares |
| Foreign Large Blend |
VWIGX |
Vanguard World Funds: Vanguard International Growth Fund; Investor Shares |
|
| Others |
|
|
| Target Date 2011-2015 |
VTXVX |
Vanguard Chester Funds: Vanguard Target Retirement 2015 Fund; Investor Class Shares |
| Target Date 2016-2020 |
VTWNX |
Vanguard Chester Funds: Vanguard Target Retirement 2020 Fund; Investor Class Shares |
| Target Date 2021-2025 |
VTTVX |
Vanguard Chester Funds: Vanguard Target Retirement 2025 Fund; Investor Class Shares |
| Target Date 2026-2030 |
VTHRX |
Vanguard Chester Funds: Vanguard Target Retirement 2030 Fund; Investor Class Shares |
| Target Date 2036-2040 |
VFORX |
Vanguard Chester Funds: Vanguard Target Retirement 2040 Fund; Investor Class Shares |
| Target Date 2041-2045 |
VTIVX |
Vanguard Chester Funds: Vanguard Target Retirement 2045 Fund; Investor Class Shares |
| Target Date 2046-2050 |
VFIFX |
Vanguard Chester Funds: Vanguard Target Retirement 2050 Fund; Investor Class Shares |
| ROOT |
CASH |
Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Investor Shares |
| Moderate Allocation |
VBINX |
Vanguard Valley Forge Funds: Vanguard Balanced Index Fund; Investor Shares |
|
The following is a moderate-risk model portfolio constructed from the investment options of Cc&S 401(K) Retirement Savings Plan.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
Retirement Plan (401(k)) Info for Cc&S 401(K) Retirement Savings Plan
