admin test Merrill Edge No Load No Transaction Fee Mutual Funds
Investment Model Portfolios

This plan consists of no load and no transaction fee mutual funds available on Merrill Edge. Funds are selected periodically and they are those that have 3 or higher star ratings. They all have 3 month minimum holding periods (R=3).

Total Available Funds: 526
Asset Class Ticker Description
Others
Moderate Allocation AABPX American Beacon Balanced Inv
Market Neutral ADANX AQR Diversified Arbitrage N
Market Neutral ALHIX American Century Equity Mkt Neutral Inv
Multialternative ALSNX ASTON/Lake Partners LASSO Alternatives N
Long/Short Equity AMBEX ASTON/MD Sass Enhanced Equity N
Conservative Allocation AOCIX American Century One Choice Cnsrv Inv
Aggressive Allocation AOGIX American Century One Choice Agrsv Inv
Moderate Allocation AOMIX American Century One Choice Mod Inv
Conservative Allocation AONIX American Century One Choice Vry CnsrvInv
Market Neutral ARBFX Arbitrage R
EQUITY PRECIOUS METALS BGEIX American Century Global Gold Inv
Moderate Allocation BHBFX Madison Mosaic Dividend Income Y
Moderate Allocation BUFBX Buffalo Flexible Income
Technology BUFTX Buffalo Science & Technology
Utilities BULIX American Century Utilities Inv
Equity Energy DWEIX Dynamic Energy Income Fd I
EQUITY PRECIOUS METALS DWGOX Dynamic Gold & Precious Metals I
Conservative Allocation EXBAX Manning & Napier Pro-Blend Mod Term S
Conservative Allocation EXDAX Manning & Napier Pro-Blend Cnsrv Term S
Long/Short Equity FFTGX Forward Tactical Growth Investor
Nontraditional Bond FLSRX Forward Credit Analysis Long/Short Inv
Moderate Allocation FPACX FPA Crescent
Long/Short Equity FVALX Forester Value N
Equity Energy GAGEX Guinness Atkinson Global Energy
Utilities GASFX FBR Gas Utility Index Investor
Moderate Allocation GCBLX Green Century Balanced
World Allocation GLBLX Leuthold Global Retail
Conservative Allocation GLRBX James Balanced: Golden Rainbow R
Moderate Allocation HEIFX Hennessy Equity and Income Investor
Financial HLFNX HLFNX
Financial HSFNX Hennessy Small Cap Financial Investor
Technology HTECX HTECX
Moderate Allocation ICMBX Intrepid Capital
Nontraditional Bond IRNIX Iron Strategic Income Investor
Moderate Allocation JABAX Janus Balanced T
Health JAGLX Janus Global Life Sciences T
Technology JAGTX Janus Global Technology T
Conservative Allocation JSPCX Janus Conservative Allocation T
Aggressive Allocation JSPGX Janus Growth Allocation T
Moderate Allocation JSPMX Janus Moderate Allocation T
Financial KMKNX Kinetics Market Opportunities No Load
World Allocation LCAOX Lazard Capital Allctr Opp Str Open
Nontraditional Bond LCMAX Driehaus Active Income
Aggressive Allocation LCORX Leuthold Core Investment Retail
Moderate Allocation LKBAX LKCM Balanced
Health LOGSX Live Oak Health Sciences
Technology MATFX Matthews Asia Sci & Tech Investor
Moderate Allocation MBEAX Managers AMG Chicago Eq Part Bal A
Market Neutral MERFX Merger
Moderate Allocation MNBAX Manning & Napier Pro-Blend Extnd Term S
Moderate Allocation MOBAX ASTON/Montag & Caldwell Balanced N
Moderate Allocation NOIEX Northern Income Equity
Technology NTCHX Northern Technology
Moderate Allocation OAKBX Oakmark Equity & Income I
Aggressive Allocation PAXWX Pax World Balanced Individual Inv
Technology PRGTX T. Rowe Price Global Technology
Health PRHSX T. Rowe Price Health Sciences
Financial PRISX T. Rowe Price Financial Services
Communications PRMTX T. Rowe Price Media & Telecommunications
Natural Resources PRNEX T. Rowe Price New Era
Conservative Allocation PRPFX Permanent Portfolio
Technology PRSCX T. Rowe Price Science & Tech
Conservative Allocation PRSIX T. Rowe Price Personal Strat Income
Moderate Allocation PRWCX T. Rowe Price Capital Appreciation
Natural Resources PSPFX U.S. Global Investors Global Res
Technology ROGSX Red Oak Technology Select
Moderate Allocation RPBAX T. Rowe Price Balanced
Natural Resources RYBIX Rydex Basic Materials Inv
Consumer Defensive RYCIX Rydex Consumer Products Inv
Equity Energy RYEIX Rydex Energy Inv
Financial RYFIX Rydex Financial Services Inv
Health RYHIX Rydex Health Care Inv
Technology RYIIX Rydex Internet Inv
Health RYOIX Rydex Biotechnology Inv
Consumer Cyclical RYRIX Rydex Retailing Inv
Utilities RYUIX Rydex Utilities Inv
Technology TEFQX Firsthand Technology Opportunities
EQUITY PRECIOUS METALS TGLDX Tocqueville Gold
Conservative Allocation TGPNX TCW Global Conservative Allocation N
Moderate Allocation TRPBX T. Rowe Price Personal Strat Balanced
Target Date 2000-2010 TRRAX T. Rowe Price Retirement 2010
Target Date 2016-2020 TRRBX T. Rowe Price Retirement 2020
Target Date 2026-2030 TRRCX T. Rowe Price Retirement 2030
Target Date 2036-2040 TRRDX T. Rowe Price Retirement 2040
Target Date 2000-2010 TRRFX T. Rowe Price Retirement 2005
Target Date 2011-2015 TRRGX T. Rowe Price Retirement 2015
Target Date 2021-2025 TRRHX T. Rowe Price Retirement 2025
Target Date 2031-2035 TRRJX T. Rowe Price Retirement 2035
Target Date 2041-2045 TRRKX T. Rowe Price Retirement 2045
Target Date 2046-2050 TRRMX T. Rowe Price Retirement 2050
Target Date 2051+ TRRNX T. Rowe Price Retirement 2055
Aggressive Allocation TRSGX T. Rowe Price Personal Strat Growth
Long/Short Equity TSPCX Turner Spectrum Inv
Moderate Allocation TWBIX American Century Balanced Inv
Aggressive Allocation TWSAX American Century Strat Allc: Agrsv Inv
Conservative Allocation TWSCX American Century Strat Allc Cnsrv Inv
Moderate Allocation TWSMX American Century Strat Allc: Mod Inv
EQUITY PRECIOUS METALS USERX U.S. Global Investors Gold and Prec Mtls
Moderate Allocation VILLX Villere Balanced Inv
Moderate Allocation WBALX Weitz Balanced
Emerging Market
DIVERSIFIED EMERGING MKTS AAEPX American Beacon Emerging Mkts Inv
DIVERSIFIED EMERGING MKTS CEMVX Causeway Emerging Markets Investor
China Region ICHKX Guinness Atkinson China & Hong Kong
China Region MCHFX Matthews China Investor
India Equity MINDX Matthews India Investor
DIVERSIFIED EMERGING MKTS QFFOX Pear Tree PanAgora Dyn Emerg Mkts Ord
DIVERSIFIED EMERGING MKTS SEMVX Schroder Emerging Market Equity Adv
DIVERSIFIED EMERGING MKTS SSEMX SSgA Emerging Markets Instl
DIVERSIFIED EMERGING MKTS TRAMX T. Rowe Price Africa & Middle East
US EQUITY
LARGE BLEND AAFPX American Beacon S&P 500 Idx Inv
LARGE VALUE AAGPX American Beacon Lg Cap Value Inv
Mid-Cap Growth ACMNX American Century Legacy Multi Cap Inv
MID-CAP VALUE ACMVX American Century Mid Cap Value Inv
MID-CAP BLEND ACSIX Forward Extended MarketPlus Inv
LARGE GROWTH ADSIX American Century Disciplined Growth Inv
LARGE BLEND AFDIX American Century Fundamental Equity Inv
Mid-Cap Growth AKREX Akre Focus Retail
LARGE VALUE ALVIX American Century Large Co Val Inv
LARGE GROWTH AMAGX Amana Trust Growth
LARGE BLEND AMANX Amana Trust Income
Mid-Cap Growth AMCMX ASTON/Montag & Caldwell Mid Cap Growth N
Small Growth ANOIX American Century Small Cap Gr Investor
LARGE GROWTH AOVIX American Century One Choice Vry AgrsvInv
MID-CAP VALUE APPLX Appleseed
Small Growth AQBLX LKCM Aquinas Small Cap
LARGE GROWTH AQEGX LKCM Aquinas Growth
LARGE BLEND AQEIX LKCM Aquinas Value
SMALL BLEND ARSMX ASTON/River Road Select Value N
SMALL BLEND ARSVX ASTON/River Road Small Cap Value N
LARGE VALUE ARTLX Artisan Value Fund Investor Shares
LARGE GROWTH ARTRX Artisan Growth Opportunities Inv
Small Growth ARTSX Artisan Small Cap Investor
LARGE GROWTH ATLVX ASTON/TAMRO Diversified Equity N
LARGE BLEND AVEDX Ave Maria Rising Dividend
Mid-Cap Growth AVEGX Ave Maria Growth
MID-CAP BLEND AVEMX Ave Maria Catholic Values
MID-CAP BLEND AVESX Ave Maria Opportunity
SMALL VALUE AVPAX American Beacon Small Cp Val Inv
Mid-Cap Growth BARAX Baron Asset Retail
LARGE BLEND BEQGX American Century Equity Growth Inv
Mid-Cap Growth BFGFX Baron Focused Growth Retail
LARGE GROWTH BFTHX Baron Fifth Avenue Growth Retail
Mid-Cap Growth BGRFX Baron Growth Retail
LARGE VALUE BIGRX American Century Income & Growth Inv
Mid-Cap Growth BIOPX Baron Opportunity Retail
LARGE BLEND BLPIX ProFunds Bull Inv
Mid-Cap Growth BMDSX Baird MidCap Inv
LARGE VALUE BPAVX Robeco All Cap Value Inv
SMALL VALUE BPSCX Robeco Small Cap Value II Inv
Small Growth BSCFX Baron Small Cap Retail
LARGE GROWTH BUFEX Buffalo Large Cap
LARGE GROWTH BUFGX Buffalo Growth
Mid-Cap Growth BUFMX Buffalo Mid Cap
Small Growth BUFOX Buffalo Micro Cap
Mid-Cap Growth BULLX Roosevelt Multi Cap
LARGE GROWTH CAMLX Congress Large Cap Growth R
SMALL BLEND CAMSX Cambiar Small Cap Inv
Mid-Cap Growth CANGX CAN SLIM Select Growth
Small Growth CCASX Conestoga Small Cap
Mid-Cap Growth CHAMX Chase Mid Cap Growth N
LARGE GROWTH CHASX Chase Growth N
LARGE VALUE CHDEX Cullen High Dividend Equity Retail
MID-CAP BLEND CHTTX ASTON/Fairpointe Mid Cap N
Mid-Cap Growth CIPMX Champlain Mid Cap Adv
LARGE BLEND DDSTX Dreyfus Disciplined Stock
MID-CAP VALUE DEFIX Delafield Fund
LARGE BLEND DGAGX Dreyfus Appreciation
LARGE GROWTH DGRIX Dreyfus Growth & Income
LARGE BLEND DREVX Dreyfus Fund Incorporated
SMALL BLEND DSCVX Dreyfus Opportunistic Small Cap
LARGE BLEND DSEFX Domini Social Equity Inv
LARGE GROWTH DTLGX Wilshire Large Company Growth Invmt
Small Growth DTSGX Wilshire Small Company Growth Invmt
LARGE GROWTH DWUGX Dynamic US Growth I
LARGE GROWTH EGFFX Edgewood Growth Retail
LARGE VALUE EQTIX Shelton Core Value Direct Shares
LARGE BLEND EXEYX Manning & Napier Equity
LARGE BLEND EXHAX Manning & Napier Pro-Blend Max Term S
LARGE BLEND EXTAX Manning & Napier Tax Managed A
MID-CAP BLEND FAMEX FAM Equity-Income Inv
Mid-Cap Growth FAMVX FAM Value Inv
LARGE BLEND FFLRX Forward Large Cap Dividend Inv
Small Growth FLFRX Forward Focus Inv
LARGE VALUE FMIEX Wasatch Large Cap Value Investor
LARGE BLEND FQUAX Managers AMG FQ US Equity A
LARGE GROWTH GBTFX U.S. Global Investors All American Eq
LARGE BLEND GCEQX Green Century Equity
SMALL BLEND GRTVX GRT Value Adv
LARGE GROWTH GTCEX Glenmede Strategic Equity
SMALL BLEND GTCSX Glenmede Small Cap Equity Adv
Small Growth GTGSX Glenmede US Emerging Growth
LARGE GROWTH GTLLX Glenmede Large Cap Growth
LARGE BLEND GTLOX Glenmede Large Cap 100
LARGE VALUE GTMEX Glenmede Large Cap Value
Mid-Cap Growth GTSGX Madison Mosaic Mid Cap Y
LARGE GROWTH HCAIX Harbor Capital Appreciation Inv
LARGE VALUE HDOGX Hennessy Total Return
SMALL BLEND HDPSX Hodges Small Cap
Mid-Cap Growth HFCSX HFCSX
LARGE VALUE HFCVX Hennessy Cornerstone Value
MID-CAP BLEND HFMDX HFMDX
LARGE VALUE HILVX Harbor Large Cap Value Inv
Mid-Cap Growth HIMGX Harbor Mid Cap Growth Inv
MID-CAP VALUE HIMVX Harbor Mid Cap Value Inv
SMALL BLEND HISVX Harbor Small Cap Value Inv
SMALL VALUE ICMAX Intrepid Small Cap
LARGE GROWTH IWIRX Guinness Atkinson Global Innovators
Mid-Cap Growth JAENX Janus Enterprise T
MID-CAP VALUE JAMDX James Mid Cap
LARGE GROWTH JANSX Janus T
SMALL VALUE JASCX James Small Cap
Small Growth JATTX Janus Triton T
LARGE GROWTH JAVLX Janus Twenty T
Small Growth JAVTX Janus Venture T
LARGE GROWTH JDRTX INTECH U.S. Growth T
LARGE GROWTH JENSX Jensen Quality Growth J
MID-CAP VALUE JMCVX Perkins Mid Cap Value T
LARGE VALUE JPLTX Perkins Large Cap Value T
LARGE BLEND JRMSX INTECH U.S. Core T
LARGE VALUE JRSTX INTECH U.S. Value T
LARGE BLEND JSVAX Janus Contrarian T
LARGE GROWTH LCGNX William Blair Large Cap Growth N
LARGE VALUE LEVOX Lazard US Equity Value Open
Small Growth LKSAX LKCM Small Cap Equity Advisor
LARGE BLEND LSLTX Leuthold Select Industries
SMALL BLEND LZCOX Lazard US Small-Mid Cap Equity Open
LARGE BLEND LZUOX Lazard US Strategic Equity Open
LARGE BLEND MADEX Madison Mosaic Disciplined Equity Y
LARGE GROWTH MCGFX ASTON/Montag & Caldwell Growth N
LARGE GROWTH MFCFX Marsico Flexible Capital
LARGE GROWTH MFOCX Marsico Focus
LARGE BLEND MFQAX Managers AMG FQ Tax Mgd US Eq A
LARGE GROWTH MGRIX Marsico Growth
Small Growth MGSEX Managers Special Equity Managers
LARGE GROWTH MINVX Madison Mosaic Investors Y
Small Growth NEAGX Needham Aggressive Growth
Mid-Cap Growth NEEGX Needham Growth
Small Growth NESGX Needham Small Cap Growth
MID-CAP BLEND NMMCX Northern Multi-Manager Mid Cap
LARGE GROWTH NMMLX Northern Multi-Manager Lg Cap
Small Growth NMMSX Northern Multi-Manager Small Cap
LARGE GROWTH NOEQX Northern Large Cap Growth
LARGE BLEND NOGEX Northern Large Cap Equity
LARGE BLEND NOLCX Northern Enhanced Large Cap
SMALL VALUE NOSGX Northern Small Cap Value
Small Growth NSGRX Northern Small Cap Core
LARGE BLEND OAKLX Oakmark Select I
LARGE BLEND OAKMX Oakmark I
SMALL BLEND OTCFX T. Rowe Price Small-Cap Stock
LARGE GROWTH OTPIX ProFunds NASDAQ-100 Inv
Mid-Cap Growth PARMX Parnassus Mid-Cap
SMALL BLEND PARSX Parnassus Small-Cap
LARGE GROWTH PARWX Parnassus Workplace
LARGE BLEND PEOPX Dreyfus S&P 500 Index
MID-CAP BLEND PESPX Dreyfus MidCap Index
MID-CAP BLEND PEXMX T. Rowe Price Extended Equity Market Idx
LARGE GROWTH POGSX Pin Oak Equity
LARGE BLEND POMIX T. Rowe Price Total Equity Market Idx
LARGE BLEND PRBLX Parnassus Equity Income - Inv
SMALL BLEND PRCGX Perritt Micro Cap Opportunities
LARGE BLEND PRCOX T. Rowe Price Capital Opportunity
LARGE BLEND PRDGX T. Rowe Price Dividend Growth
LARGE GROWTH PREFX T. Rowe Price Tax-Efficient Equity
LARGE BLEND PREIX T. Rowe Price Equity Index 500
LARGE VALUE PRFDX T. Rowe Price Equity Income
LARGE GROWTH PRGFX T. Rowe Price Growth Stock
LARGE BLEND PRGIX T. Rowe Price Growth & Income
Small Growth PRNHX T. Rowe Price New Horizons
LARGE BLEND PRSGX T. Rowe Price Spectrum Growth
LARGE GROWTH PRWAX T. Rowe Price New America Growth
SMALL BLEND PVFAX Paradigm Value
Small Growth PXSCX Pax World Small Cap Individual Inv
LARGE GROWTH PXWGX Pax World Growth Individual Inv
LARGE VALUE PYVLX Payden Value Leaders
MID-CAP VALUE RBMVX RBC Mid Cap Value I
LARGE BLEND RCMFX Schwartz Value
SMALL BLEND RCSIX RCSIX
Small Growth RHJMX Rice Hall James Small Cap Instl
Small Growth RHJSX Rice Hall James Micro Cap Instl
SMALL VALUE RMVIX RBC Microcap Value I
LARGE VALUE RVALX ASTON/Cornerstone Large Cap Value N
LARGE GROWTH RYAWX Rydex S&P 500 Pure Growth H
Mid-Cap Growth RYBHX Rydex S&P MidCap 400 Pure Growth H
SMALL BLEND RYDVX Royce Dividend Value Svc
SMALL BLEND RYLPX Royce Low Priced Stock Svc
LARGE GROWTH RYOCX Rydex NASDAQ-100 Inv
LARGE BLEND RYSPX Rydex S&P 500 H
MID-CAP BLEND RYVFX Royce Value Svc
Small Growth RYVPX Royce Value Plus Svc
Small Growth RYWAX Rydex S&P SmallCap 600 Pure Growth H
Small Growth SATMX Satuit Capital U.S. Emerging Companies
LARGE BLEND SMVLX Smead Value Investor
LARGE BLEND SNAVX Schroder North American Equity Adv
LARGE VALUE SSHFX Sound Shore
Mid-Cap Growth STMGX American Beacon Stephens Mid-Cap Gr Inv
Small Growth STSGX American Beacon Stephens Sm Cp Gr Inv
MID-CAP VALUE SYAMX Managers AMG Systematic Mid Cap Value A
LARGE GROWTH TGCNX TCW Select Equities N
LARGE VALUE TGDVX TCW Relative Value Large Cap N
LARGE VALUE TGIGX TCW Dividend Focused N
MID-CAP BLEND TGVNX TCW Value Opportunities N
MID-CAP BLEND THPMX Thompson Plumb MidCap
Small Growth TMCGX Turner Emerging Growth Investor
Mid-Cap Growth TMGFX Turner Midcap Growth Investor
LARGE BLEND TOCQX Tocqueville
LARGE GROWTH TRBCX T. Rowe Price Blue Chip Growth
LARGE VALUE TRVLX T. Rowe Price Value
Small Growth TSCEX Turner Small Cap Growth
SMALL VALUE TSELX Tocqueville Select
SMALL BLEND TVSVX Third Avenue Small Cap Value Investor
MID-CAP BLEND TWAOX Thomas White American Opportunities
LARGE GROWTH TWCIX American Century Select Inv
LARGE GROWTH TWCUX American Century Ultra Inv
Mid-Cap Growth TWHIX American Century Heritage Inv
LARGE VALUE TWVLX American Century Value Inv
Small Growth UMBHX Scout Small Cap
MID-CAP BLEND UMBMX Scout Mid Cap
LARGE GROWTH VVPLX Vulcan Value Partners
SMALL BLEND VVPSX Vulcan Value Partners Small Cap
Small Growth WAAEX Wasatch Small Cap Growth
Mid-Cap Growth WAHGX Wasatch Heritage Growth
LARGE GROWTH WBGSX William Blair Growth N
SMALL VALUE WBVDX William Blair Small Cap Value N
Mid-Cap Growth WCGNX William Blair Mid Cap Growth N
MID-CAP BLEND WEHIX Weitz Hickory
LARGE BLEND WFIVX Wilshire 5000 Index Invmt
Small Growth WGROX Wasatch Core Growth
SMALL BLEND WMCVX Wasatch Small Cap Value
LARGE GROWTH WOGSX White Oak Select Growth
LARGE BLEND WPOPX Weitz Partners III Opportunity Instl
LARGE BLEND WPVLX Weitz Partners Value
MID-CAP BLEND WSBEX Wright Selected Blue Chip Equities
LARGE GROWTH WTEIX Westcore Growth
MID-CAP VALUE WTMCX Westcore Mid-Cap Value
LARGE BLEND WTMVX Westcore Blue Chip
LARGE BLEND WVALX Weitz Value
Mid-Cap Growth WWWFX Kinetics Internet No Load
LARGE BLEND YACKX Yacktman Svc
LARGE VALUE YAFFX Yacktman Focused
INTERNATIONAL EQUITY
Foreign Large Value AAIPX American Beacon Intl Equity Inv
Foreign Large Value ACIMX American Century Intl Core Equity Inv
FOREIGN SMALL/MID GROWTH AIOIX American Century International Opps Inv
WORLD STOCK ARTGX Artisan Global Value Investor
Foreign Large Blend ARTIX Artisan International Inv
Foreign Large Blend ARTKX Artisan International Value Investor
WORLD STOCK BMGEX Beck Mack & Oliver Global Equity
Foreign Large Growth BUFIX Buffalo International
Foreign Large Blend CAMIX Cambiar International Equity Inv
Foreign Large Value CIHDX Cullen International High Dividend Retl
Foreign Large Value CIVVX Causeway International Value Inv
Foreign Large Value DOMIX Domini International Social Equity Inv
Foreign Large Value EXITX Manning & Napier International S
Foreign Large Blend EXWAX Manning & Napier World Opportunities A
WORLD STOCK FOOLX Motley Fool Independence Fund
PACIFIC/ASIA EX-JAPAN STK GAADX Guinness Atkinson Asia Pacific Dividend
Foreign Small/Mid Blend GLFOX Lazard Global Listed Infras Port Open
Foreign Large Blend HIINX Harbor International Inv
Foreign Large Blend JAITX Janus International Equity T
WORLD STOCK JARFX Janus Global Research T
WORLD STOCK JGVAX Perkins Global Value T
Foreign Large Blend JRMTX INTECH International T
Foreign Large Value LIEQX Laudus Mondrian Intl Equity Inv
Foreign Large Blend LISOX Lazard Intl Strategic Equity Open
Foreign Large Blend LZESX Lazard International Equity Sel Open
Foreign Large Blend LZIOX Lazard International Equity Open
PACIFIC/ASIA EX-JAPAN STK MACSX Matthews Asian Growth & Inc Investor
PACIFIC/ASIA EX-JAPAN STK MAKOX Matthews Korea Investor
DIVERSIFIED PACIFIC/ASIA MAPIX Matthews Asia Dividend Investor
PACIFIC/ASIA EX-JAPAN STK MAPTX Matthews Pacific Tiger Investor
WORLD STOCK MGLBX Marsico Global
JAPAN STOCK MJFOX Matthews Japan Investor
Foreign Large Blend MKIEX McKee International Equity Instl
DIVERSIFIED PACIFIC/ASIA MPACX Matthews Asia Growth Investor
PACIFIC/ASIA EX-JAPAN STK MSMLX Matthews Asia Small Companies
Foreign Large Blend NMIEX Northern Multi-Manager Intl Equity
Foreign Large Blend NOIGX Northern International Equity
Foreign Small/Mid Blend OAKEX Oakmark International Small Cap I
WORLD STOCK OAKGX Oakmark Global I
Foreign Large Blend OAKIX Oakmark International I
WORLD STOCK OAKWX Oakmark Global Select I
WORLD STOCK PGRNX Pax World Global Green Individual Inv
WORLD STOCK PGVFX Polaris Global Value
Foreign Large Blend PIEQX T. Rowe Price International Eq Index
WORLD STOCK PORTX Portfolio 21 R
PACIFIC/ASIA EX-JAPAN STK PRASX T. Rowe Price New Asia
EUROPE STOCK PRESX T. Rowe Price European Stock
Foreign Large Growth PRITX T. Rowe Price International Stock Fd
JAPAN STOCK PRJPX T. Rowe Price Japan
Foreign Large Blend PSILX T. Rowe Price Spectrum International
Foreign Large Value QFVOX Pear Tree Polaris Foreign Value Ord
Foreign Small/Mid Value QUSOX Pear Tree Polaris Fgn Val Sm Cap Ord
WORLD STOCK RIVFX Royce Global Value Svc
WORLD STOCK RPGEX T. Rowe Price Global Large-Cap Stock
Foreign Large Blend SCVEX Schroder International Alpha Adv
Foreign Large Value SIDVX Schroder Intl Multi-Cap Value Adv
Foreign Large Value SSAIX SSgA International Stock Selection Instl
Foreign Large Blend SSIFX Sextant International
Foreign Small/Mid Value TAVIX Third Avenue International Value Instl
Foreign Large Value TIVFX Tocqueville International Value
Foreign Large Value TRIGX T. Rowe Price Intl Gr & Inc
Foreign Large Blend TROSX T. Rowe Price Overseas Stock
Foreign Small/Mid Value TVIVX Third Avenue International Value Inv
WORLD STOCK TWGGX American Century Global Growth Inv
Foreign Large Growth TWIEX American Century Intl Growth Inv
Foreign Large Value TWWDX Thomas White International
FOREIGN SMALL/MID GROWTH UMBDX Scout Intl Discovery
Foreign Large Growth UMBWX Scout International
WORLD STOCK WAGTX Wasatch World Innovators
FOREIGN SMALL/MID GROWTH WAIGX Wasatch International Growth
FOREIGN SMALL/MID GROWTH WAIOX Wasatch International Opportunities
WORLD STOCK WGGNX William Blair Global Growth N
WORLD STOCK WGRNX Wintergreen Investor
FOREIGN SMALL/MID GROWTH WISNX William Blair International Sm Cap Gr N
FOREIGN SMALL/MID GROWTH WTIFX Westcore International Small Cap
WORLD STOCK WWNPX Kinetics Paradigm No Load
FIXED INCOME
High Yield Bond ABHIX American Century High-Yield Inv
High Yield Muni ABHYX American Century High-Yield Muni Inv
Intermediate-Term Bond ACCNX American Century Core Plus Inv
Inflation-Protected Bond ACITX American Century Infl-Adj Bond Inv
Short-Term Bond ACSNX American Century Short Duration Inv
Intermediate-Term Bond ADFIX American Century Diversified Bond Inv
High Yield Bond AHBIX Forward High Yield Bond Investor
Intermediate-Term Bond BAGSX Baird Aggregate Bond Inv
Muni California Long BCHYX American Century CA Hi-Yld Muni Inv
Muni California Intermediate BCITX American Century CA Interm-T T-Fr Bd Inv
Muni California Long BCLTX American Century CA Long-Term T/F Inv
Intermediate-Term Bond BCOSX Baird Core Plus Bond Inv
Intermediate Government BGNMX American Century Ginnie Mae Inv
Intermediate-Term Bond BIMSX Baird Intermediate Bond Inv
Intermediate-Term Bond BJBGX Artio Total Return Bond A
High Yield Bond BJBHX Artio Global High Income A
Muni National Interm BMBSX Baird Intermediate Muni Bd Inv
LONG GOVERNMENT BTFTX American Century Zero Coupon 2015 Inv
LONG GOVERNMENT BTTRX American Century Zero Coupon 2025 Inv
LONG GOVERNMENT BTTTX American Century Zero Coupon 2020 Inv
Intermediate-Term Bond CHTBX ASTON/TCH Fixed Income N
Intermediate Government CPTNX American Century Government Bond Inv
Inflation-Protected Bond DIAVX Dreyfus Inflation-Adjusted Sec Inv
Muni National Interm DITEX Dreyfus Intermediate Municipal Bond
Muni New York Long DRNYX Dreyfus NY Tax-Exempt Bond
Muni National Long DRTAX Dreyfus Municipal Bond
Intermediate-Term Bond EXCPX Manning & Napier Core Plus Bond
Intermediate-Term Bond EXCRX Manning & Napier Core Bond
Muni Single State Long GTFBX T. Rowe Price GA Tax-Free Bond
Intermediate-Term Bond HCBFX HCBFX
High Yield Bond HYFIX Harbor High-Yield Bond Inv
Intermediate-Term Bond JAFIX Janus Flexible Bond T
High Yield Bond JAHYX Janus High-Yield T
Short-Term Bond JASBX Janus Short-Term Bond T
Short-Term Bond LCCMX Leader Short Term Bond Inv
Intermediate-Term Bond LKFIX LKCM Fixed-Income
High Yield Bond LZHOX Lazard US High Yield Open
SHORT GOVERNMENT MADTX Madison Mosaic Government Y
Muni Single State Long MDXBX T. Rowe Price MD Tax-Free Bond
Intermediate-Term Bond MFDAX Managers Fixed Income A
Intermediate-Term Bond MGFIX Managers Bond
WORLD BOND MGGBX Managers Global Income Opportunity
Intermediate Government MGIDX Managers Intermediate Duration Govt
ULTRASHORT BOND MGSDX Managers Short Duration Government
High Yield Bond MHHAX Managers High Yield A
High Yield Bond MNHYX Manning & Napier High Yield Bond
High Yield Bond MWHYX Metropolitan West High Yield Bond M
Short-Term Bond MWLDX Metropolitan West Low Duration Bond M
Intermediate-Term Bond MWTRX Metropolitan West Total Return Bond M
Muni National Short NEARX U.S. Global Investors Near-Term T/F
High Yield Bond NHFIX Northern High Yield Fixed Income
High Yield Muni NHYMX Northern High Yield Muni
Muni New Jersey NJTFX T. Rowe Price NJ Tax-Free Bond
Intermediate-Term Bond PBDIX T. Rowe Price U.S. Bond Enhanced Index
Intermediate-Term Bond PRCIX T. Rowe Price New Income
Emerging Markets Bond PREMX T. Rowe Price Emerging Markets Bond
High Yield Muni PRFHX T. Rowe Price Tax-Free High-Yield
Intermediate-Term Bond PRFIX Parnassus Fixed-Income
Muni National Short PRFSX T. Rowe Price Tax-Free Shrt-Interm
Intermediate Government PRGMX T. Rowe Price GNMA
Muni National Long PRINX T. Rowe Price Summit Municipal Income
Inflation-Protected Bond PRIPX T. Rowe Price Inflation Protected Bd
Muni New York Long PRNYX T. Rowe Price NY Tax-Free Bond
Muni National Interm PRSMX T. Rowe Price Summit Municipal Interm
Multisector Bond PRSNX T. Rowe Price Strategic Income
Intermediate Government PRSUX T. Rowe Price Summit GNMA
Muni National Long PRTAX T. Rowe Price Tax-Free Income Inv
Intermediate Government PRTIX T. Rowe Price US Treasury Interm
LONG GOVERNMENT PRULX T. Rowe Price US Treasury Long-Term
Muni Single State Long PRVAX T. Rowe Price VA Tax-Free Bond
Short-Term Bond PRWBX T. Rowe Price Short-Term Bond
Muni California Long PRXCX T. Rowe Price CA Tax-Free Bond
Intermediate-Term Bond PYCBX Payden Core Bond
Emerging Markets Bond PYEMX Payden Emerging Markets Bond
WORLD BOND PYGFX Payden Global Fixed Income
Intermediate Government PYGNX Payden GNMA
ULTRASHORT BOND PYLMX Payden Limited Maturity
SHORT GOVERNMENT PYUSX Payden US Government
WORLD BOND RPIBX T. Rowe Price International Bond
Multisector Bond RPSIX T. Rowe Price Spectrum Income
Intermediate-Term Bond SBBVX Schroder Total Return Fixed Inc Adv
Intermediate-Term Bond SCCIX Scout Core Bond I
Intermediate-Term Bond TGFNX TCW Core Fixed-Income N
Emerging Markets Bond TGINX TCW Emerging Markets Income N
Intermediate-Term Bond TGMNX TCW Total Return Bond N
Short-Term Bond THOPX Thompson Plumb Bond
Muni National Interm TWTIX American Century IntermTrm Tx-Fr Bd Inv
SHORT GOVERNMENT TWUSX American Century Short-Term Govt Inv
Muni National Interm USUTX U.S. Global Investors Tax-Free
Intermediate-Term Bond WACIX Western Asset Core Plus Bond FI
Intermediate-Term Bond WAPIX Western Asset Core Bond FI
Intermediate-Term Bond WBBNX William Blair Bond N
ULTRASHORT BOND WBLNX William Blair Low Duration N
Short-Term Bond WBRRX William Blair Income N
Intermediate Government WCIFX Wright Current Income Fund
Short-Term Bond WEFIX Weitz Short-Intermediate Inc Instl
LONG GOVERNMENT WHOSX Wasatch-Hoisington US Treasury
Muni Single State Interm WTCOX Westcore CO Tax-Exempt
Intermediate-Term Bond WTIBX Westcore Plus Bond
REAL ESTATE
REAL ESTATE ARFCX ASTON/Harrison Street Real Estate N
REAL ESTATE BREFX Baron Real Estate Retail
Global Real Estate FFIRX Forward International Real Estate Inv
REAL ESTATE FFSLX Forward Select Income Inv
REAL ESTATE HLPPX REMS Real Estate Value Opportunity P
Global Real Estate JERTX Janus Global Real Estate T
REAL ESTATE MNREX Manning & Napier Real Estate Series
REAL ESTATE MRESX Managers Real Estate Securities
REAL ESTATE REACX American Century Real Estate Inv
Global Real Estate TAREX Third Avenue Real Estate Value Instl
REAL ESTATE TRREX T. Rowe Price Real Estate
Global Real Estate TVRVX Third Avenue Real Estate Value Investor

The following is a moderate-risk model portfolio constructed from the investment options of admin test Merrill Edge No Load No Transaction Fee Mutual Funds.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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