COMPETE INC. 401K PLAN
Investment Model Portfolios

Total Available Funds: 11
Asset Class Ticker Description
US EQUITY
Mid-Cap Growth FMCSX FID MID CAP STOCK
LARGE GROWTH FOCPX FID OTC PORTFOLIO
LARGE GROWTH FDGRX FID GROWTH COMPANY
LARGE BLEND FLCSX FID LARGE CAP STOCK
SMALL BLEND FSCRX FID SM CAP DISCOVERY
FIXED INCOME
Short-Term Bond FSHBX FID SHORT TERM BOND
Intermediate-Term Bond FBNDX FID INVST GR BD
Intermediate-Term Bond FTHRX FID INTERMED BOND
INTERNATIONAL EQUITY
Foreign Large Blend FDIVX FID DIVERSIFD INTL
REAL ESTATE
REAL ESTATE FRESX FID REAL ESTATE INVS
Others
ROOT FRTXX FID RETIRE MMKT

The following is a moderate-risk model portfolio constructed from the investment options of COMPETE INC. 401K PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies