ZALE CORPORATION SAVINGS AND INVESTMENT PLAN
Investment Model Portfolios
Total Available Funds: 25
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE VALUE |
AAGPX |
American Beacon Large Cap Value Fund |
| MID-CAP BLEND |
ABMIX |
Aston Optimum Mid Cap Fund |
| LARGE GROWTH |
RGAFX |
American Funds Growth Fund of Amer |
| LARGE GROWTH |
BLUEX |
Brandywine Blue Fund |
| SMALL VALUE |
HSCVX |
Virtus Disciplined Small Cap Value Fund |
| LARGE BLEND |
FUSEX |
Spartan US Equity Index Fund |
| US EQUITY |
ZLC |
Zale Corporation Common Stock |
|
| Others |
|
|
| Moderate Allocation |
CTFDX |
Columbia Acorn Fund |
| Retirement Income |
FFFAX |
Fidelity Freedom Income |
| Target Date 2000-2010 |
FFFBX |
Fidelity Freedom 2000 |
| Target Date 2000-2010 |
FFFVX |
Fidelity Freedom 2005 |
| Target Date 2000-2010 |
FFFCX |
Fidelity Freedom 2010 |
| Target Date 2011-2015 |
FFVFX |
Fidelity Freedom 2015 |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2020 |
| Target Date 2021-2025 |
FFTWX |
Fidelity Freedom 2025 |
| Target Date 2026-2030 |
FFFEX |
Fidelity Freedom 2030 |
| Target Date 2031-2035 |
FFTHX |
Fidelity Freedom 2035 |
| Target Date 2036-2040 |
FFFFX |
Fidelity Freedom 2040 |
| Target Date 2041-2045 |
FFFGX |
Fidelity Freedom 2045 |
| Target Date 2050+ |
FFFHX |
Fidelity Freedom 2050 |
| unknown |
unknown |
Fidelity Managed Income Portfolio |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
LZEMX |
Lazard Emerging Mkts Portfolio |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
VGSIX |
Vanguard REIT Index Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
HAINX |
Harbor International Institution |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
PTTRX |
Pacific Investment Management Company Total Return Fund |
|
The following is a moderate-risk model portfolio constructed from the investment options of ZALE CORPORATION SAVINGS AND INVESTMENT PLAN.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
