AMERISERV FINANCIAL 401(k) PROFIT SHARING PLAN
Investment Model Portfolios

--
Total Available Funds: 31
Asset Class Ticker Description
US EQUITY
LARGE GROWTH ALGAX Alger Large Cap Growth
Mid-Cap Growth AMGAX Alger Midcap Growth
LARGE GROWTH CGMFX CGM Focus Fund
Mid-Cap Growth KAUFX Federated Kaufmann Fund
LARGE GROWTH FINSX Fidelity New Insights
MID-CAP BLEND FLVCX Fidelity Leveraged Co. Stock
MID-CAP BLEND FLPSX Fidelity Low-Priced Stock Fund
LARGE VALUE TEBIX Franklin Mutual Beacon
LARGE BLEND JSVAX Janus Contrarian Fund
LARGE GROWTH JAGIX Janus Growth & Income
MID-CAP VALUE LMOPX Legg Mason Opportunity Trust
LARGE BLEND LMNVX Legg Mason Value Trust
LARGE BLEND RYSOX Rydex Titan 500
LARGE VALUE PRFDX T. Rowe Price Equity Income
LARGE GROWTH PRSGX T. Rowe Price Spectrum
LARGE BLEND VINIX Vanguard Institutional Index
Others
Moderate Allocation DODBX Dodge & Cox Balanced Fund
Health FBDIX Franklin Biotechnology Discovery
Technology NTCHX Northern Technology
Financial PRISX T. Rowe Price Financial Services
Health VGHCX Vanguard Health Care
FIXED INCOME
Emerging Markets Bond FNMIX Fidelity New Markets
Multisector Bond LSBDX Loomis Sayles Bond Fund
Intermediate-Term Bond PTTRX Pimco Total Return
SHORT GOVERNMENT STABLEVALUE SEI Stable Asset
Intermediate Government VFIIX Vanguard GNMA
SHORT GOVERNMENT VFISX Vanguard Short-Term Admiral
Intermediate-Term Bond VBMFX Vanguard Total Bond Market Index,
INTERNATIONAL EQUITY
Foreign Large Growth JAOSX Janus Overseas Fund
FOREIGN SMALL/MID GROWTH MWNIX MFS International New Discovery Fund
Foreign Large Value TBGVX Tweedy, Browne Global Value

The following is a moderate-risk model portfolio constructed from the investment options of AMERISERV FINANCIAL 401(k) PROFIT SHARING PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for AMERISERV FINANCIAL 401(k) PROFIT SHARING PLAN

Click here for more plan details and features ►