RENASANT BANK 401(k) PLAN
Investment Model Portfolios

Plan investment options

Total Available Funds: 32
Asset Class Ticker Description Rating Expense
REAL ESTATE
US Real Estate VGSLX Vanguard REIT Index Adm 0.12%
Emerging Market
DIVERSIFIED EMERGING MKTS PRZIX T.Rowe Price Emerging Markets Stock I 1.15%
INTERNATIONAL EQUITY
Foreign Large Blend VTMGX Vanguard Tax-Managed Intl Adm 0.05%
FOREIGN SMALL/MID GROWTH OSMYX Oppenheimer International Small Co Y 0.97%
Foreign Large Value QFVIX Pear Tree Polaris Foreign Value Instl 1.4%
Foreign Large Value HILYX Hartford International Value Y 0.83%
Foreign Large Blend VTIAX Vanguard Total Intl Stock Index Admiral 0.07%
Foreign Large Growth JIGTX JHancock International Growth R5 1.12%
Others
World Allocation SGIIX First Eagle Global I 1.2%
ROOT CASH Federated Government Obligs Premier (GOFXX) NA
US EQUITY
LARGE GROWTH TRBCX T. Rowe Price Blue Chip Growth 1.23%
LARGE BLEND VLCAX Vanguard Large Cap Index Adm 0.04%
LARGE BLEND VTSAX Vanguard Total Stock Mkt Idx Adm 0.03%
Small Growth PRDSX T. Rowe Price Diversified Sm Cap Growth 0.8%
SMALL BLEND VSMAX Vanguard Small Cap Index Adm 0.05%
SMALL VALUE UBVLX Undiscovered Mgrs Behavioral Value Inst 1.24%
MID-CAP BLEND VIMAX Vanguard Mid Cap Index Adm 0.04%
Mid-Cap Growth MEFZX MassMutual Select Mid Cap Gr Eq II Z 0.76%
LARGE VALUE JLVMX JPMorgan Large Cap Value R6 0.94%
LARGE BLEND HDGVX Hartford Dividend and Growth R6 1.04%
MID-CAP VALUE MVCKX MFS Mid Cap Value R5 0.74%
LARGE GROWTH JGVVX JPMorgan Growth Advantage R6 1.05%
US Large Cap JHEQX JPMorgan Hedged Equity I 0.43%
FIXED INCOME
Intermediate-Term Bond FTRBX Federated Total Return Bond Instl 0.94%
Intermediate-Term Bond MWTIX Metropolitan West Total Return Bond I 0.52%
Intermediate-Term Bond BCOIX Baird Core Plus Bond Inst 0.3%
Emerging Markets Bond FEMDX Franklin Templeton Emerg Mkt Debt Opp 1.01%
Multisector Bond PIMIX PIMCO Income Instl 0.51%
Inflation-Protected Bond MIPZX MassMutual Premier Infl-Prot and Inc Z 0.57%
High Yield Bond FHTIX Federated High Yield Trust Institutional 0.98%
WORLD BOND GBONX JPMorgan Global Bond Oppotunities R6 1.3%
High Yield Bond FIHLX Federated Instl High Yield Bond R6 0.75%
Average Expense Ratio: 0.72%

The following is a moderate-risk model portfolio constructed from the investment options of RENASANT BANK 401(k) PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell