SAVINGS PLUS PLAN
Investment Model Portfolios
Total Available Funds: 24
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| SHORT GOVERNMENT |
STABLEVALUE |
MetLife Stable Value Blended Fund Fixed Income Fund |
| Intermediate-Term Bond |
PTTRX |
Pacific Investment Management Company Total Return Inst class Mutual Fund |
|
| US EQUITY |
|
|
| SMALL VALUE |
PSVIX |
Allianz NFJ Small-Cap Value Instl class Mutual Fund |
| LARGE GROWTH |
RGAFX |
American Funds EuroPacific Growth Fund Class R5 Mutual Fund |
| LARGE GROWTH |
RGAFX |
American Funds The Growth Fund of Amer Class R5 Mutual Fund |
| Mid-Cap Growth |
HLGEX |
JPMorgan Mid-Cap Growth Sel class Mutual Fund |
| LARGE VALUE |
MEIIX |
MFS Value Fund Class I Shares Mutual Fund |
| MID-CAP VALUE |
JMCVX |
Perkins Mid Cap Value class T Mutual Fund |
| Small Growth |
SIGWX |
Sentinel Small Company class I Mutual Fund |
| MID-CAP BLEND |
VEXMX |
Vanguard Extended Mkt Index Fund Institutional Shares Mutual Fund |
| LARGE BLEND |
VINIX |
Vanguard Institutional Index Fund Institutional Shares Mutual Fund |
| US EQUITY |
LRCX |
Lam Research Corporation Unitized Stock Fund Company Stock |
|
| Others |
|
|
| Target Date 2000-2010 |
VTOVX |
Vanguard Target Ret 2005 Inv class Mutual Fund |
| Target Date 2000-2010 |
VTENX |
Vanguard Target Ret 2010 Inv class Mutual Fund |
| Target Date 2011-2015 |
VTXVX |
Vanguard Target Ret 2015 Inv class Mutual Fund |
| Target Date 2016-2020 |
VTWNX |
Vanguard Target Ret 2020 Inv class Mutual Fund |
| Target Date 2021-2025 |
VTTVX |
Vanguard Target Ret 2025 Inv class Mutual Fund |
| Target Date 2026-2030 |
VTHRX |
Vanguard Target Ret 2030 Inv class Mutual Fund |
| Target Date 2031-2035 |
VTTHX |
Vanguard Target Ret 2035 Inv class Mutual Fund |
| Target Date 2036-2040 |
VFORX |
Vanguard Target Ret 2040 Inv class Mutual Fund |
| Target Date 2041-2045 |
VTIVX |
Vanguard Target Ret 2045 Inv class Mutual Fund |
| Target Date 2050+ |
VFIFX |
Vanguard Target Ret 2050 Inv class Mutual Fund |
| Retirement Income |
VTINX |
Vanguard Target Ret income Inv class Mutual Fund |
| ROOT |
CASH |
Cash & cash equivalents Money Mkt |
|
The following is a moderate-risk model portfolio constructed from the investment options of SAVINGS PLUS PLAN.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
Retirement Plan (401(k)) Info for SAVINGS PLUS PLAN
