VALASSIS EMPLOYEES` RETIREMENT SAVINGS PLAN
Investment Model Portfolios

Plan investment options

Total Available Funds: 9
Asset Class Ticker Description Rating Expense
Others
Target Date 2026-2030 JSMIX JPMorgan Trust I: JPMorgan SmartRetirement 2030 Fund; Institutional Class Shares 0.64%
Target Date 2016-2020 JTTIX JPMorgan Trust I: JPMorgan SmartRetirement 2020 Fund; Institutional Class Shares 0.62%
Target Date 2036-2040 SMTAX JPMorgan Trust I: JPMorgan SmartRetirement 2040 Fund; Class A Shares 0.67%
Target Date 2031-2035 SRJAX JPMorgan Trust I: JPMorgan SmartRetirement 2035 Fund; Class A Shares 0.51%
Target Date 2021-2025 JNSAX JPMorgan Trust I: JPMorgan SmartRetirement 2025 Fund; Class A Shares 0.63%
Target Date 2041-2045 JSAAX JPMorgan Trust I: JPMorgan SmartRetirement 2045 Fund; Class A Shares 0.67%
Target Date 2011-2015 JSFAX JPMorgan Trust I: JPMorgan SmartRetirement 2015 Fund; Class A Shares 0.91%
Target Date 2000-2010 JSWSX JPMorgan Trust I: JPMorgan SmartRetirement 2010 Fund; Select Class Shares 0.76%
US EQUITY
LARGE BLEND HLEIX JPMorgan Trust II: JPMorgan Equity Index Fund; Select Class Shares 0.2%
Average Expense Ratio: 0.62%

The following is a moderate-risk model portfolio constructed from the investment options of VALASSIS EMPLOYEES` RETIREMENT SAVINGS PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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