SERCO INC. 401K RETIREMENT PLAN
Investment Model Portfolios

Total Available Funds: 11
Asset Class Ticker Description
Others
ROOT DFINX Transamerica Partners Funds Group II: Transamerica Partners Institutional Money Market
Moderate Allocation OAKBX Harris Associates Investment Trust: Oakmark Equity & Income Fund; Class I Shares
US EQUITY
LARGE VALUE MEIHX MFS Series Trust I: MFS Value Fund; Class R3 Shares
Small Growth CMSCX Columbia Funds Series Trust I: Columbia Small Cap Growth Fund I; Class Z Shares
SMALL VALUE PCVAX Allianz Funds: AllianzGI NFJ Small-Cap Value Fund; Class A Shares
MID-CAP BLEND FSEVX Fidelity Concord Street Trust: Spartan Extended Market Index Fund; Fidelity Advantage Class Shares
LARGE GROWTH RGAEX Growth Fund of America
INTERNATIONAL EQUITY
Foreign Large Blend FSIVX Fidelity Concord Street Trust: Spartan International Index Fund; Fidelity Advantage Class Shares
Foreign Large Blend REREX EuroPacific Growth Fund; Class R-4 Shares
WORLD STOCK RWIEX Capital World Growth & Income Fund; Class R-4 Shares
FIXED INCOME
High Yield Bond BJBHX Artio Global Investment Funds: Artio Global High Income Fund; Class A Shares

The following is a moderate-risk model portfolio constructed from the investment options of SERCO INC. 401K RETIREMENT PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for SERCO INC. 401K RETIREMENT PLAN

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