ALTAIR SALARY REDUCTION PROFIT SHARING PLAN
Investment Model Portfolios

Total Available Funds: 22
Asset Class Ticker Description
INTERNATIONAL EQUITY
Foreign Large Blend FAIDX FA INTL DISCOVERY A
Foreign Large Blend FDVAX FA DIVERS INTL A
WORLD STOCK TEDIX MUTUAL GBL DISCVRY A
WORLD STOCK OPPAX OPPENHEIMER GLOBAL A
Foreign Large Blend FDVIX FA DIVERS INTL I
Foreign Large Value TEMFX TEMPLETON FOREIGN A
Foreign Large Blend FIADX FA INTL DISCOVERY I
FOREIGN SMALL/MID GROWTH LAIAX COL/ACORN INTL A
US EQUITY
MID-CAP VALUE CMUAX COLUMBIA MDCAP VAL A
SMALL BLEND FSCIX FA SMALL CAP I
SMALL BLEND FSCDX FA SMALL CAP A
Mid-Cap Growth EAASX EV ATL CAP SMID-CP A
Mid-Cap Growth FIIAX FA MID CAP II A
LARGE VALUE FASDX FA STRAT DIV INC A
LARGE VALUE FSIDX FA STRAT DIV INC I
LARGE GROWTH FNIAX FA NEW INSIGHTS A
Others
Equity Energy FANAX FA ENERGY A
ROOT CCIRX COL ACORN INTL R4
Equity Energy FANIX FA ENERGY INST
Natural Resources RSNRX RS GLOBAL NAT RES A
FIXED INCOME
High Yield Bond FHAIX FKLN HIGH INCOME A
WORLD BOND OIBAX OPPHMR INTL BOND A

The following is a moderate-risk model portfolio constructed from the investment options of ALTAIR SALARY REDUCTION PROFIT SHARING PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Click here for more plan details and features ►