GAVILON 401KPLAN FOR UNION EMPLOYEES
Investment Model Portfolios

Total Available Funds: 11
Asset Class Ticker Description
US EQUITY
MID-CAP VALUE TRMCX TRMCX
LARGE BLEND VINIX VINIX
LARGE GROWTH MLRSX MLRSX
Mid-Cap Growth MPEGX MPEGX
MID-CAP BLEND FSEVX FSEVX
Small Growth LKSCX LKSCX
LARGE VALUE PNEAX ALZ NFJ DIVD VAL
INTERNATIONAL EQUITY
Foreign Large Blend RERGX RERGX
Foreign Large Blend VTIAX VTIAX
Foreign Large Blend BDOAX BlackRock US Debt Index Fund Class T
FIXED INCOME
Intermediate-Term Bond PTTRX PTTRX

The following is a moderate-risk model portfolio constructed from the investment options of GAVILON 401KPLAN FOR UNION EMPLOYEES.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies