Xcel Energy 401(K) Savings Plan
Investment Model Portfolios
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Total Available Funds: 25
Asset Class |
Ticker
| Description |
FIXED INCOME |
|
|
Intermediate-Term Bond |
VBMFX |
Vanguard Total Bond Market Index Fund Registered Investment Co. |
Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Fund Registered Investment Co. |
Inflation-Protected Bond |
VIPSX |
Vanguard Inflation-Protected Securities Fund Registered Investment Co. |
|
US EQUITY |
|
|
LARGE BLEND |
VFINX |
Vanguard 500 Index Fund Registered Investment Co. |
LARGE GROWTH |
VPMCX |
Vanguard PRIMECAP Fund Registered Investment Co. |
Mid-Cap Growth |
VMGIX |
Vanguard Mid-Cap Index Fund Registered Investment Co. |
SMALL BLEND |
NAESX |
Vanguard Small-Cap Index Fund Registered Investment Co. |
LARGE BLEND |
LLPFX |
Longleaf Partners Fund Registered Investment Co. |
Small Growth |
WGROX |
Wasatch Core Growth Fund Registered Investment Co. |
LARGE BLEND |
VQNPX |
VGI Brokerage Option Vanguard Brokerage Option |
|
Others |
|
|
ROOT |
CASH |
Vanguard Prime Money Market Fund Interest-bearing cash |
Moderate Allocation |
VWELX |
Vanguard Wellington Fund Registered Investment Co. |
Target Date 2021-2025 |
VTTVX |
Vanguard Target Retirement Fund 2025 Registered Investment Co. |
Target Date 2011-2015 |
VTXVX |
Vanguard Target Retirement Fund 2015 Registered Investment Co. |
Target Date 2016-2020 |
VTWNX |
Vanguard Target Retirement Fund 2020 Registered Investment Co. |
Target Date 2000-2010 |
VTENX |
Vanguard Target Retirement Fund 2010 Registered Investment Co. |
Target Date 2026-2030 |
VTHRX |
Vanguard Target Retirement Fund 2030 Registered Investment Co. |
Target Date 2000-2010 |
VTOVX |
Vanguard Target Retirement Fund 2005 Registered Investment Co. |
Target Date 2031-2035 |
VTTHX |
Vanguard Target Retirement Fund 2035 Registered Investment Co. |
Retirement Income |
VTINX |
Vanguard Target Retirement Income Registered Investment Co. |
Target Date 2036-2040 |
VFORX |
Vanguard Target Retirement Fund 2040 Registered Investment Co. |
Target Date 2041-2045 |
VTIVX |
Vanguard Target Retirement Fund 2045 Registered Investment Co. |
Target Date 2050+ |
VFIFX |
Vanguard Target Retirement Fund 2050 Registered Investment Co. |
ROOT |
CASH |
Money market substitute |
|
INTERNATIONAL EQUITY |
|
|
Foreign Large Blend |
VDMIX |
Vanguard Developed Markets Index Fund Registered Investment Co. |
|
The following is a moderate-risk model portfolio constructed from the investment options of Xcel Energy 401(K) Savings Plan.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
Retirement Plan (401(k)) Info for Xcel Energy 401(K) Savings Plan (XEL)