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FundAdvice Ultimate Buy and Hold Lazy Portfolio ETFs
Investment Model Portfolios

This portfolio mimics FundAdvice Ultimate Buy and Hold Portfolio using ETFs, compared with a plan using index mutual funds. The original lazy portfolio is tracked by MarketWatch.com's lazy portfolios, maintained by Paul Farrel.

The portfolio consists of the following ETFs:

Original: Vanguard Int-Tm Trs;Inv 20%. This plan: iShares 3-7 Year Treasury (IEI)
Original: Vanguard Sh-Tm Trs;Inv 12%.
This plan: iShares 3-7 Year Treasury (SHY)
Original : Vanguard Intl Val;Inv 12%. This plan: iShares MSCI EAFE Value Index (EFV)
Original: Vanguard Dev Mkts;Inv 12%. This plan: iShares MSCI EAFE Index (EFA)
Original: Vanguard Infl-Prot;Inv 8%. This plan: iShares TIPS Bond (TIP)
Original: Vanguard Sm-Cp Idx;Inv 6%. This plan: iShares Russell 2000 Index (IWM)
Original: Vanguard SC Val I;Inv 6%. This plan: iShares Russell 2000 Value Index (IWN)
Original: Vanguard Value Idx;Inv 6%. This plan: iShares Russell 3000 Value Index (IWW)
Original: Vanguard 500 Index;Inv 6%. This plan: SPDR 500 (SPY)
Original: Vanguard EM St Id;Inv 6%. This plan: iSharess Emerging Market Stock (EEM)
Original: Vanguard REIT Idx;Inv 6%. This plan: iShares Dow Jones REIT Index (IYR)

Notably, the portfolio is very diversified in equity asset classes. However, corporate bonds are missing.

This plan consists of the above funds as its candidate funds. For the purpose of comparison, model portfolios in this plan should be compared with this lazy portfolio that rebalaces annually.


 

Investment options of FundAdvice Ultimate Buy and Hold Lazy Portfolio ETFs

Total Available Funds: 11
Asset Class Ticker Description
Emerging Market
DIVERSIFIED EMERGING MKTS EEM EEM (iShares MSCI Emerging Markets Index)
US EQUITY
LARGE BLEND SPY SPY (SPDR S&P 500)
SMALL BLEND IWM IWM (iShares Russell 2000 Index)
SMALL VALUE IWN IWN (iShares Russell 2000 Value Index)
LARGE VALUE IWW IWW (iShares Russell 3000 Value Index)
FIXED INCOME
Intermediate Government IEI IEI (iShares Barclays 3-7 Year Treasury Bond)
SHORT GOVERNMENT SHY SHY (iShares Barclays 1-3 Year Treasury Bond)
Inflation-Protected Bond TIP TIP (iShares Barclays TIPS Bond)
INTERNATIONAL EQUITY
Foreign Large Value EFV EFV (iShares MSCI EAFE Value Index)
Foreign Large Blend EFA EFA (iShares MSCI EAFE Index)
REAL ESTATE
REAL ESTATE IYR IYR (iShares Dow Jones US Real Estate)

Investment model portfolios

We provide two types of investment model portfolios for FundAdvice Ultimate Buy and Hold Lazy Portfolio ETFs participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
FundAdvice Ultimate Buy and Hold Lazy Portfolio ETFs Strategic Asset Allocation - Optimal Moderate NA 18.54% 0.95% 4.98% 4.68% 5.97% 5.61% 5.38%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
FundAdvice Ultimate Buy and Hold Lazy Portfolio ETFs Tactical Asset Allocation Moderate NA 17.56% 0.63% 6.47% 5.38% 6.83% 8.54% 8.52%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000