WellPoint 401(k) Retirement Savings Plan
Investment Model Portfolios
WellPoint, Inc., through its subsidiaries, operates as a health benefits company in the United States. It offers various network-based managed care plans to large and small employer, individual, Medicaid, and senior markets.
Investment options of WellPoint 401(k) Retirement Savings Plan
Total Available Funds: 30
Asset Class |
Ticker
| Description |
US EQUITY |
|
|
LARGE GROWTH |
CFSIX |
Touchstone Sands Capital Select Growth Fund Class Y |
LARGE BLEND |
VINIX |
Vanguard Institutional Index Fund, |
LARGE GROWTH |
VPMCX |
Vanguard PRIMECAP Fund, |
MID-CAP BLEND |
VXF |
Vanguard Extended Market Index Fund, |
LARGE VALUE |
VWNFX |
Vanguard Windsor II Fund, |
Small Growth |
VEXPX |
Vanguard Explorer Fund, |
LARGE BLEND |
NVINX |
Wells Fargo Advantage Index, |
Small Growth |
WFSIX |
Wells Fargo Advantage Small Cap Growth, |
LARGE GROWTH |
RGAFX |
American Growth Fund of America, |
SMALL VALUE |
GSSIX |
Goldman Sachs Small Cap Value, |
MID-CAP BLEND |
VIMSX |
Vanguard Mid Cap Index, |
LARGE VALUE |
AADEX |
American Beacon Large Cap Value,, |
|
Emerging Market |
|
|
DIVERSIFIED EMERGING MKTS |
DFEMX |
Dimensional Fund Advisors US Vector Portfolio |
|
Others |
|
|
ROOT |
CASH |
Vanguard Prime Money Market Fund, |
Moderate Allocation |
VWELX |
Vanguard Wellington Fund, |
Target Date 2021-2025 |
VTTVX |
Vanguard Target Retirement 2025 Fund, |
Target Date 2031-2035 |
VTTHX |
Vanguard Target Retirement 2035 Fund, |
Target Date 2011-2015 |
VTXVX |
Vanguard Target Retirement 2015 Fund, |
Target Date 2041-2045 |
VTIVX |
Vanguard Target Retirement 2045 Fund, |
Retirement Income |
VTINX |
Vanguard Target Retirement Income Fund, |
Target Date 2016-2020 |
WFOBX |
Wells Fargo Advantage Dow Jones Target 2020, |
Target Date 2026-2030 |
WFOOX |
Wells Fargo Advantage Dow Jones Target 2030, |
Target Date 2036-2040 |
WFOSX |
Wells Fargo Advantage Dow Jones Target 2040, |
Target Date 2000-2010 |
WFOAX |
Wells Fargo Advantage Dow Jones Target 2010, |
Retirement Income |
WFBTX |
Wells Fargo Advantage Dow Jones Target Today, |
Target Date 2050+ |
WFQFX |
Wells Fargo Advantage Dow Jones Target 2050, |
|
FIXED INCOME |
|
|
Intermediate-Term Bond |
VBMFX |
Vanguard Total Bond Market Index Fund, |
Intermediate-Term Bond |
PTTRX |
PIMCO Total Return, |
|
INTERNATIONAL EQUITY |
|
|
Foreign Large Blend |
VGTSX |
Vanguard Total International Stock Index Fund, |
Foreign Large Growth |
VIFIX |
Van Kampen International Growth, |
|
Investment model portfolios
We provide two types of investment model portfolios for WellPoint 401(k) Retirement Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
Annualized Return (%)
|
WellPoint 401... Moderate
|
-1.19 |
22.60 |
3.38 |
8.85 |
5.93 |
7.05 |
9.25 |
9.32 |
NA |
7.96 |
15.07 |
-11.12 |
4.62 |
25.81 |
17.15 |
-11.47 |
11.63 |
2.82 |
0.00 |
2.67 |
12.41 |
13.60 |
2.88 |
11.38 |
21.13 |
3.23 |
20.26 |
18.53 |
13.94 |
18.28 |
21.01 |
-0.31 |
0.94 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Sharpe Ratio
|
WellPoint 401... Moderate
|
NA |
0.26 |
0.02 |
0.42 |
0.38 |
NA |
NA |
0.77 |
0.05 |
0.13 |
1.21 |
-0.98 |
0.43 |
1.41 |
2.32 |
-1.07 |
2.10 |
0.29 |
0.00 |
0.32 |
1.67 |
1.72 |
0.20 |
1.07 |
2.12 |
0.34 |
1.34 |
1.57 |
1.79 |
1.93 |
3.18 |
-0.27 |
-0.21 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Standard Deviation(%)
|
WellPoint 401... Moderate
|
NA |
10.21 |
10.80 |
12.62 |
10.87 |
NA |
NA |
9.84 |
13.13 |
10.31 |
8.92 |
12.77 |
10.79 |
18.08 |
6.80 |
11.97 |
5.25 |
8.94 |
9.53 |
8.37 |
7.43 |
7.89 |
14.24 |
10.54 |
9.91 |
6.74 |
12.86 |
9.70 |
6.59 |
8.96 |
6.38 |
5.20 |
6.61 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Draw Down(%)
|
WellPoint 401... Moderate
|
NA |
6.19 |
16.30 |
21.35 |
21.65 |
NA |
NA |
21.65 |
1.10 |
6.19 |
8.30 |
17.47 |
7.15 |
21.35 |
3.70 |
20.64 |
2.95 |
8.41 |
10.30 |
5.92 |
5.18 |
5.84 |
11.62 |
8.98 |
5.08 |
7.77 |
10.00 |
13.12 |
5.44 |
9.98 |
4.33 |
7.02 |
7.02 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Yield(%)
|
WellPoint 401... Moderate
|
NA |
5.03 |
5.04 |
4.73 |
4.68 |
NA |
NA |
0.00 |
NA |
1.19 |
5.27 |
3.57 |
5.41 |
4.69 |
5.43 |
3.63 |
1.86 |
2.92 |
8.97 |
4.65 |
4.70 |
5.62 |
2.32 |
6.65 |
6.11 |
5.02 |
5.03 |
3.10 |
3.42 |
3.57 |
4.09 |
5.88 |
7.65 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000