WACHOVIA SAVINGS PLAN
Investment Model Portfolios
Wachovia has been merged with Wells Fargo & Company (WFC). However, its savings plan is still maintained.
Investment options of WACHOVIA SAVINGS PLAN
Total Available Funds: 44
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| Small Growth |
EGRYX |
Evergreen Growth Fund |
| SMALL VALUE |
ESPIX |
Evergreen Special Value Fund |
| LARGE VALUE |
DODGX |
Dodge and Cox Stock Fund |
| Mid-Cap Growth |
HIMCX |
Hartford Midcap Fund |
| LARGE GROWTH |
TRBCX |
T. Rowe Price Blue Chip Growth Fund |
| LARGE VALUE |
PRFDX |
WSP T Rowe Price Equity Income Fund |
| LARGE GROWTH |
ESGIX |
WSP Evergreen Select Strategic Growth Fund |
| Small Growth |
AASOX |
WSP Alger Small Cap Growth Fund |
| LARGE VALUE |
GSLAX |
WSP Goldman Sachs Large Cap Value Fund |
| Mid-Cap Growth |
PREFX |
WSP T Rowe Price Growth Fund |
| SMALL BLEND |
DSERX |
WSP Dreyfus Premier Small Cap Equity Fund |
| MID-CAP BLEND |
SOPFX |
Wells Fargo Stock Fund Non-ESOP |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
ESBIX |
Evergreen Core Bond Fund |
| Inflation-Protected Bond |
PRRIX |
WSP PIMCO Real Return Fund |
| High Yield Bond |
PHIYX |
WSP PIMCO High Yield Fund |
| WORLD BOND |
ESICX |
WSP Evergreen International Bond Fund |
| WORLD BOND |
ESICX |
WSP Evergreen International Growth Fund |
| High Yield Bond |
JHYUX |
WSP JP Morgan High Yield Bond Fund |
| Intermediate-Term Bond |
PTTRX |
WSP PIMCO Total Return Fund |
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Fund |
| Intermediate Government |
FIBIX |
Fidelity Spartan Intermediate Treasury Index Bond Fund |
| Muni California Long |
DRCAX |
Dreyfus Cash Management Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
CEUFX |
American Europacific Growth Fund |
| Foreign Large Blend |
VGTSX |
Enhanced Stock Market Fund |
|
| Others |
|
|
| Moderate Allocation |
DODBX |
Dodge and Cox Balanced Fund |
| Retirement Income |
VTINX |
Vanguard Target Retirement Income Fund |
| Target Date 2000-2010 |
VTOVX |
Vanguard Target Retirement 2005 Fund |
| Target Date 2000-2010 |
VTENX |
Vanguard Target Retirement 2010 Fund |
| Target Date 2011-2015 |
VTXVX |
Vanguard Target Retirement 2015 Fund |
| Target Date 2016-2020 |
VTWNX |
Vanguard Target Retirement 2020 Fund |
| Target Date 2021-2025 |
VTTVX |
Vanguard Target Retirement 2025 Fund |
| Target Date 2026-2030 |
VTHRX |
Vanguard Target Retirement 2030 Fund |
| Target Date 2031-2035 |
VTTHX |
Vanguard Target Retirement 2035 Fund |
| Target Date 2036-2040 |
VFORX |
Vanguard Target Retirement 2040 Fund |
| Target Date 2041-2045 |
VTIVX |
Vanguard Target Retirement 2045 Fund |
| Target Date 2050+ |
VFIFX |
Vanguard Target Retirement 2050 Fund |
| EQUITY |
WSP |
WSP Stable Investment Fund of Wachovia |
| EQUITY |
WB |
WSP Diversified Bond Group Trust of Wachovia |
| EQUITY |
WB |
WSP Enhanced Stock Market Fund of Wachovia |
| ROOT |
CASH |
SEI Stable Asset Fund |
| ROOT |
CASH |
Money market substitute |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
LZEMX |
Lazard Emerging Markets Portfolio |
| DIVERSIFIED EMERGING MKTS |
LZEMX |
WSP Lazard Emerging Markets Fund |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
TRREX |
WSP T Rowe Price Real Estate Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for WACHOVIA SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
WACHOVIA SAVI... Moderate
|
1.04 |
6.06 |
6.91 |
5.32 |
4.50 |
7.25 |
9.41 |
10.04 |
NA |
NA |
7.33 |
-17.57 |
14.54 |
18.69 |
10.13 |
-5.98 |
11.18 |
4.98 |
-4.69 |
2.12 |
10.88 |
9.98 |
4.98 |
15.85 |
21.10 |
7.66 |
18.64 |
15.14 |
14.89 |
15.92 |
31.21 |
13.64 |
6.76 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
0.78 |
13.17 |
13.73 |
12.13 |
12.54 |
11.06 |
10.01 |
7.96 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
0.60 |
6.09 |
4.66 |
5.14 |
5.92 |
5.73 |
6.26 |
5.45 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
WACHOVIA SAVI... Moderate
|
NA |
0.27 |
0.26 |
0.41 |
0.39 |
NA |
NA |
1.06 |
NA |
NA |
0.51 |
-1.88 |
1.41 |
1.97 |
1.76 |
-0.87 |
2.06 |
0.76 |
-0.67 |
0.34 |
1.56 |
2.41 |
0.54 |
1.32 |
2.05 |
0.86 |
1.39 |
1.34 |
1.77 |
1.58 |
5.36 |
2.37 |
0.97 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
WACHOVIA SAVI... Moderate
|
NA |
7.18 |
9.67 |
8.76 |
7.73 |
NA |
NA |
8.05 |
NA |
NA |
7.77 |
10.07 |
10.28 |
9.35 |
4.97 |
8.35 |
5.13 |
6.26 |
7.00 |
6.10 |
6.96 |
4.11 |
9.16 |
11.92 |
10.23 |
7.82 |
11.23 |
8.85 |
7.21 |
9.48 |
5.70 |
5.28 |
4.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
WACHOVIA SAVI... Moderate
|
NA |
5.40 |
17.83 |
17.83 |
17.83 |
NA |
NA |
17.83 |
NA |
NA |
5.40 |
17.83 |
7.51 |
10.62 |
3.09 |
12.93 |
2.13 |
6.71 |
10.61 |
6.33 |
7.34 |
3.00 |
8.14 |
8.73 |
4.77 |
6.09 |
9.22 |
10.84 |
5.41 |
11.45 |
2.40 |
5.39 |
3.15 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
WACHOVIA SAVI... Moderate
|
NA |
3.73 |
6.10 |
4.97 |
4.14 |
NA |
NA |
5.19 |
NA |
NA |
1.26 |
4.54 |
10.30 |
3.54 |
3.72 |
3.37 |
0.60 |
3.80 |
2.15 |
4.35 |
4.85 |
5.02 |
3.27 |
5.03 |
6.06 |
3.77 |
11.73 |
6.15 |
7.32 |
3.18 |
7.08 |
4.88 |
8.28 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 07/31/2023, AR inception is 12/31/2000
