Stanley Account Value Plan
Investment Model Portfolios
Investment options of Stanley Account Value Plan
Total Available Funds: 21
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE VALUE |
BDV |
BlackRock BlackRock Temp Fund |
| SMALL BLEND |
NAESX |
Luther King Capital Management Corporation Small Cap Equity Fund |
| LARGE BLEND |
STFAX |
State Street Global Advisor S&P 500 Index Fund |
| MID-CAP BLEND |
VEXMX |
State Street Global Advisor Extended Market Fund |
| LARGE BLEND |
FSTMX |
State Street Global Advisor Total Market Index Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Value |
DODFX |
Dodge & Cox International Stock Fund |
| Foreign Large Blend |
VGTSX |
State Street Global Advisor Foreign Equity Index Fund |
|
| Others |
|
|
| ROOT |
SSGWX |
State Street Global Advisor Stable Value Fund |
| Conservative Allocation |
VWINX |
State Street Global Advisor Passive TIPS Funds |
| Retirement Income |
STLAX |
Barclays Global Investors N.A. LifePath Index Retirement Fund |
| ROOT |
STLBX |
Barclays Global Investors N.A. LifePath Index 2010 Fund |
| Retirement Income |
STLAX |
Barclays Global Investors N.A. LifePath Index 2015 Fund |
| Target Date 2016-2020 |
STLCX |
Barclays Global Investors N.A. LifePath Index 2020 Fund |
| Target Date 2026-2030 |
STLDX |
Barclays Global Investors N.A. LifePath Index 2030 Fund |
| Target Date 2036-2040 |
STLEX |
Barclays Global Investors N.A. LifePath Index 2040 Fund |
| Target Date 2050+ |
STLFX |
Barclays Global Investors N.A. LifePath Index 2050 Fund |
| ROOT |
CASH |
Money market substitute |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
SSBMX |
State Street Global Advisor Bond Market Index Fund |
| Intermediate-Term Bond |
WFBIX |
Barclays Global Investors N.A. LifePath Index 2025 Fund |
| Intermediate-Term Bond |
WFBIX |
Barclays Global Investors N.A. LifePath Index 2035 Fund |
| Intermediate-Term Bond |
WFBIX |
Barclays Global Investors N.A. LifePath Index 2045 Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for Stanley Account Value Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
Stanley Accou... Moderate
|
0.15 |
17.13 |
8.63 |
5.88 |
7.94 |
8.26 |
NA |
8.80 |
NA |
NA |
NA |
NA |
NA |
-4.16 |
17.13 |
-2.40 |
12.46 |
6.32 |
-2.63 |
6.32 |
15.57 |
14.05 |
2.81 |
11.92 |
19.49 |
1.39 |
5.18 |
15.38 |
4.27 |
16.36 |
20.21 |
0.85 |
6.97 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
0.26 |
31.33 |
14.78 |
11.54 |
13.40 |
8.87 |
5.94 |
6.95 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
0.09 |
19.30 |
8.53 |
6.10 |
7.40 |
5.77 |
5.17 |
5.45 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
Stanley Accou... Moderate
|
NA |
0.50 |
0.63 |
0.51 |
0.83 |
NA |
NA |
0.97 |
NA |
NA |
NA |
NA |
NA |
-0.33 |
2.52 |
-0.41 |
2.75 |
0.82 |
-0.31 |
0.98 |
2.23 |
1.81 |
0.21 |
1.26 |
2.16 |
0.21 |
0.22 |
1.68 |
0.36 |
2.04 |
2.77 |
-0.05 |
1.08 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.52 |
0.92 |
0.81 |
0.66 |
NA |
NA |
0.45 |
0.47 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.56 |
0.73 |
0.52 |
0.49 |
NA |
NA |
0.51 |
0.85 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
Stanley Accou... Moderate
|
NA |
7.80 |
7.49 |
7.67 |
8.38 |
NA |
NA |
7.73 |
NA |
NA |
NA |
NA |
NA |
13.14 |
6.24 |
9.10 |
4.30 |
7.50 |
8.66 |
6.45 |
6.98 |
7.75 |
13.54 |
9.42 |
8.97 |
2.19 |
9.77 |
7.22 |
5.80 |
7.56 |
7.04 |
5.41 |
4.33 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.81 |
17.18 |
17.40 |
18.47 |
NA |
NA |
18.10 |
23.67 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.51 |
10.10 |
10.07 |
10.41 |
NA |
NA |
11.48 |
12.15 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
Stanley Accou... Moderate
|
NA |
7.53 |
8.89 |
11.12 |
11.36 |
NA |
NA |
11.36 |
NA |
NA |
NA |
NA |
NA |
7.53 |
3.47 |
8.89 |
1.44 |
6.01 |
9.43 |
4.54 |
4.94 |
5.57 |
11.36 |
7.41 |
4.25 |
1.95 |
6.81 |
7.73 |
4.87 |
5.57 |
8.50 |
6.32 |
3.74 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
Stanley Accou... Moderate
|
NA |
4.10 |
3.74 |
3.03 |
2.74 |
NA |
NA |
0.00 |
NA |
NA |
NA |
NA |
NA |
0.06 |
4.38 |
2.92 |
4.26 |
1.41 |
2.51 |
3.44 |
1.62 |
2.35 |
2.24 |
3.10 |
3.64 |
1.68 |
3.79 |
3.19 |
2.59 |
2.94 |
1.67 |
4.75 |
5.93 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 12/31/2019, AR inception is 12/31/2000
