RadioShack 401(k) Plan
Investment Model Portfolios
RadioShack Corporation engages in the retail sale of consumer electronic goods and services through its RadioShack store chain and non-RadioShack branded kiosk operations.
Investment options of RadioShack 401(k) Plan
Total Available Funds: 23
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
HAINX |
Harbor International Fund Registered Investment Company |
|
| US EQUITY |
|
|
| Small Growth |
PSCPX |
Columbia Small Cap Value Fund II Registered Investment Company |
| LARGE VALUE |
AAGPX |
American Beacon Large Cap Value Fund Registered Investment Company |
| MID-CAP VALUE |
JBJDX |
Morgan Stanley Small Company Growth Portfolio Registered Investment Company |
| SMALL BLEND |
RTRIX |
Royce Total Return Fund Registered Investment Company |
| LARGE GROWTH |
VIDSX |
Victory Institutional Diversified Stock Fund Registered Investment Company |
| LARGE GROWTH |
HACAX |
Harbor Capital Appreciation Fund Registered Investment Company |
| LARGE BLEND |
VINIX |
Vanguard Institutional Index Fund Registered Investment Company |
| LARGE BLEND |
DREVX |
Dreyfus Treasury Prime Cash Mgmt Mutual Fund |
|
| Others |
|
|
| Retirement Income |
TRRIX |
T. Rowe Price Retirement Income Fund Registered Investment Company |
| Target Date 2000-2010 |
TRRAX |
T. Rowe Price Retirement 2010 Fund Registered Investment Company |
| Target Date 2011-2015 |
TRRGX |
T. Rowe Price Retirement 2015 Fund Registered Investment Company |
| Target Date 2016-2020 |
TRRBX |
T. Rowe Price Retirement 2020 Fund Registered Investment Company |
| Target Date 2021-2025 |
TRRHX |
T. Rowe Price Retirement 2025 Fund Registered Investment Company |
| Target Date 2026-2030 |
TRRCX |
T. Rowe Price Retirement 2030 Fund Registered Investment Company |
| Target Date 2031-2035 |
TRRJX |
T. Rowe Price Retirement 2035 Fund Registered Investment Company |
| Target Date 2036-2040 |
TRRDX |
T. Rowe Price Retirement 2040 Fund Registered Investment Company |
| Target Date 2041-2045 |
TRRKX |
T. Rowe Price Retirement 2045 Fund Registered Investment Company |
| Target Date 2050+ |
TRRMX |
T. Rowe Price Retirement 2050 Fund Registered Investment Company |
| Target Date 2050+ |
TRRNX |
T. Rowe Price Retirement 2055 Fund Registered Investment Company |
| ROOT |
CASH |
WFA Heritage Money Market Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
WATFX |
Western Asset Core Portfolio Registered Investment Company |
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Fund Registered Investment Company |
|
Investment model portfolios
We provide two types of investment model portfolios for RadioShack 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
RadioShack 40... Moderate
|
-0.37 |
-1.30 |
2.67 |
4.04 |
2.93 |
5.60 |
6.25 |
6.53 |
NA |
0.83 |
9.10 |
-11.04 |
8.90 |
16.33 |
11.02 |
-3.71 |
6.19 |
5.74 |
-4.94 |
1.08 |
14.13 |
8.89 |
3.67 |
8.83 |
24.02 |
-4.33 |
11.85 |
13.72 |
7.03 |
8.38 |
15.16 |
1.69 |
7.53 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.25 |
9.98 |
9.75 |
10.95 |
11.06 |
12.38 |
9.19 |
7.54 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-0.67 |
6.25 |
1.68 |
4.40 |
4.69 |
6.67 |
5.54 |
5.08 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
RadioShack 40... Moderate
|
NA |
0.22 |
0.07 |
0.57 |
0.39 |
NA |
NA |
0.75 |
NA |
0.07 |
0.61 |
-1.17 |
1.07 |
2.04 |
2.33 |
-0.63 |
0.89 |
1.16 |
-0.87 |
0.18 |
1.94 |
1.34 |
0.46 |
0.78 |
2.83 |
-1.12 |
0.82 |
1.11 |
0.80 |
0.98 |
2.68 |
0.12 |
1.01 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
RadioShack 40... Moderate
|
NA |
7.99 |
8.96 |
8.08 |
7.19 |
NA |
NA |
7.45 |
NA |
8.04 |
7.99 |
10.58 |
8.29 |
7.90 |
4.12 |
7.96 |
6.24 |
4.79 |
5.69 |
5.98 |
7.26 |
6.59 |
7.93 |
11.26 |
8.46 |
4.67 |
10.80 |
9.40 |
6.10 |
7.59 |
5.39 |
4.79 |
5.17 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
RadioShack 40... Moderate
|
NA |
6.18 |
14.26 |
14.26 |
14.26 |
NA |
NA |
14.26 |
NA |
1.77 |
6.18 |
13.97 |
4.10 |
8.00 |
1.89 |
10.08 |
5.77 |
3.66 |
8.72 |
5.81 |
5.90 |
6.21 |
5.30 |
9.47 |
3.36 |
7.30 |
7.58 |
10.95 |
4.52 |
7.18 |
3.10 |
6.54 |
4.49 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
RadioShack 40... Moderate
|
NA |
3.63 |
3.80 |
4.45 |
3.35 |
NA |
NA |
3.83 |
NA |
0.01 |
3.85 |
3.76 |
3.80 |
7.22 |
3.81 |
2.49 |
0.18 |
4.55 |
2.16 |
2.01 |
3.43 |
3.46 |
3.01 |
2.23 |
4.15 |
2.73 |
4.57 |
6.09 |
4.88 |
3.38 |
2.87 |
6.08 |
7.30 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2023, AR inception is 12/31/2000
