AOL SAVINGS PLAN
Investment Model Portfolios
Investment options of AOL SAVINGS PLAN
Total Available Funds: 28
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE VALUE |
RMFEX |
AF AMER MUTUAL R4 |
| LARGE GROWTH |
FCNTX |
FID CONTRAFUND |
| Small Growth |
VSEIX |
JPM SM CAP EQUITY S |
| Mid-Cap Growth |
MACGX |
MSIF MID CAP GRTH P |
| MID-CAP VALUE |
JMVAX |
PERKINS MID CP VAL I |
| LARGE VALUE |
CVFYX |
PIONEER CULLEN VAL Y |
| MID-CAP BLEND |
VIEIX |
VANG EXT MKT IDX INS |
| SMALL VALUE |
VISVX |
VANG SM CAP INDEX |
| LARGE BLEND |
VINIX |
VANGUARD INST INDEX |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
REREX |
AF EUROPAC GRTH R4 |
| Foreign Large Blend |
FSPNX |
SPTN INTL INDEX INS |
|
| Others |
|
|
| Target Date 2000-2010 |
FFFVX |
FID FREEDOM 2005 |
| Target Date 2000-2010 |
FFFCX |
FID FREEDOM 2010 |
| Target Date 2011-2015 |
FFVFX |
FID FREEDOM 2015 |
| Target Date 2016-2020 |
FFFDX |
FID FREEDOM 2020 |
| Target Date 2021-2025 |
FFTWX |
FID FREEDOM 2025 |
| Target Date 2026-2030 |
FFFEX |
FID FREEDOM 2030 |
| Target Date 2031-2035 |
FFTHX |
FID FREEDOM 2035 |
| Target Date 2036-2040 |
FFFFX |
FID FREEDOM 2040 |
| Target Date 2041-2045 |
FFFGX |
FID FREEDOM 2045 |
| Target Date 2046-2050 |
FFFHX |
FID FREEDOM 2050 |
| Target Date 2051+ |
FDEEX |
FID FREEDOM 2055 |
| Retirement Income |
FFFAX |
FID FREEDOM INCOME |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
ODMAX |
OPPENHEIMER DEV MKTS A |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
PTTRX |
PIMCO TOTAL RETURN INST |
| SHORT GOVERNMENT |
STABLEVALUE |
PRU STABLE VALUE |
| Intermediate-Term Bond |
FSITX |
SPTN US EQTY INDEX |
| Intermediate-Term Bond |
VBTIX |
VANG TOT BD MKT INST |
|
Investment model portfolios
We provide two types of investment model portfolios for AOL SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
AOL SAVINGS P... Moderate
|
-0.47 |
33.67 |
12.01 |
10.96 |
6.66 |
6.09 |
8.37 |
9.43 |
NA |
24.20 |
27.37 |
-8.41 |
0.14 |
16.45 |
2.69 |
-3.26 |
14.77 |
7.48 |
-7.04 |
-1.24 |
13.95 |
5.69 |
-1.77 |
4.76 |
25.02 |
-3.10 |
18.85 |
16.67 |
18.10 |
16.31 |
23.70 |
10.90 |
8.03 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
AOL SAVINGS P... Moderate
|
NA |
2.97 |
1.08 |
0.93 |
0.69 |
NA |
NA |
1.00 |
0.15 |
2.78 |
3.63 |
-0.74 |
0.01 |
1.82 |
0.26 |
-0.69 |
2.98 |
1.50 |
-1.40 |
-0.20 |
2.04 |
1.14 |
-0.17 |
0.42 |
2.65 |
-0.67 |
1.25 |
1.35 |
2.49 |
1.94 |
4.32 |
2.23 |
1.11 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.54 |
0.86 |
0.87 |
0.64 |
NA |
NA |
0.45 |
0.36 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.82 |
0.73 |
0.60 |
0.49 |
NA |
NA |
0.51 |
1.05 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
AOL SAVINGS P... Moderate
|
NA |
6.31 |
9.23 |
9.30 |
7.57 |
NA |
NA |
7.85 |
5.73 |
6.33 |
6.36 |
13.20 |
9.81 |
8.91 |
4.95 |
6.64 |
4.75 |
4.86 |
5.06 |
6.20 |
6.82 |
4.94 |
10.31 |
11.21 |
9.41 |
6.05 |
12.67 |
9.94 |
6.40 |
7.93 |
5.32 |
4.39 |
5.14 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.83 |
17.26 |
17.44 |
18.49 |
NA |
NA |
18.10 |
24.44 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.47 |
10.12 |
10.09 |
10.41 |
NA |
NA |
11.48 |
12.44 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
AOL SAVINGS P... Moderate
|
NA |
3.81 |
14.96 |
20.39 |
20.39 |
NA |
NA |
20.39 |
0.33 |
3.81 |
2.36 |
15.74 |
8.21 |
8.87 |
4.63 |
9.33 |
2.26 |
2.97 |
8.62 |
5.82 |
5.22 |
4.06 |
11.36 |
9.68 |
4.78 |
6.83 |
9.76 |
14.68 |
5.05 |
8.56 |
3.17 |
2.45 |
3.85 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
AOL SAVINGS P... Moderate
|
NA |
17.99 |
11.42 |
8.01 |
5.09 |
NA |
NA |
5.10 |
NA |
5.75 |
17.24 |
7.84 |
3.12 |
3.05 |
2.71 |
2.24 |
1.85 |
2.29 |
1.97 |
2.20 |
4.14 |
4.33 |
1.51 |
3.46 |
4.95 |
3.35 |
9.98 |
7.70 |
4.69 |
3.32 |
4.85 |
6.61 |
8.13 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000
