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Paychex, Inc. 401(k)
Investment Model Portfolios

Investment options of Paychex, Inc. 401(k)

Total Available Funds: 27
Asset Class Ticker Description
INTERNATIONAL EQUITY
Foreign Large Blend CEUFX Fidelity American Funds EuroPacific Growth Fund
Foreign Large Blend FSIIX Fidelity Spartan International Index Fund
US EQUITY
LARGE GROWTH RGAFX Fidelity American Funds Growth Fund of America
US EQUITY Fidelity c Fidelity ClearCourse Group Variable Annuity
MID-CAP BLEND PESPX Fidelity Dreyfus Mid Cap Index Fund
SMALL BLEND DISSX Fidelity Dreyfus Small Cap Stock Fund
SMALL BLEND OPMBX Fidelity Oppenheimer Main Street Small Cap Fund
LARGE BLEND FSTVX Fidelity Spartan Total Market Index Fund
LARGE BLEND FUSEX Fidelity Spartan U.S. Equity Index Fund
LARGE VALUE ACGMX Fidelity Van Kampen Growth and Income Fund
MID-CAP BLEND VSPIX Fidelity Victory Special Value Fund
FIXED INCOME
Short-Term Bond NSTRX Fidelity Columbia Short Term Bond Fund
Intermediate-Term Bond FBIDX Fidelity Fidelity U.S. Bond Index Fund
Intermediate-Term Bond FBIDX Fidelity Fidelity U.S. Government Reserve Fund
Others
Moderate Allocation FBALX Fidelity Fidelity Balanced Fund
Retirement Income FFFAX Fidelity Fidelity Freedom Income Fund
Target Date 2000-2010 FFFVX Fidelity Fidelity Freedom Funds 2005 Fund
Target Date 2000-2010 FFFCX Fidelity Fidelity Freedom Funds 2010 Fund
Target Date 2011-2015 FFVFX Fidelity Fidelity Freedom Funds 2015 Fund
Target Date 2016-2020 FFFDX Fidelity Fidelity Freedom Funds 2020 Fund
Target Date 2021-2025 FFTWX Fidelity Fidelity Freedom Funds 2025 Fund
Target Date 2026-2030 FFFEX Fidelity Fidelity Freedom Funds 2030 Fund
Target Date 2031-2035 FFTHX Fidelity Fidelity Freedom Funds 2035 Fund
Target Date 2036-2040 FFFFX Fidelity Fidelity Freedom Funds 2040 Fund
Target Date 2041-2045 FFFGX Fidelity Fidelity Freedom Funds 2045 Fund
Target Date 2050+ FFFHX Fidelity Fidelity Freedom Funds 2050 Fund
ROOT CASH Money market substitute

Investment model portfolios

We provide two types of investment model portfolios for Paychex, Inc. 401(k) participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Paychex, Inc. 401(k) Tactical Asset Allocation Moderate NA -0.69% 1.76% 3.03% 2.84% 4.68% 5.16% 5.87%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 9.98% 9.75% 10.95% 11.06% 12.38% 9.19% 7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.25% 1.68% 4.40% 4.69% 6.67% 5.54% 5.08%
Data as of 10/31/2023, AR inception is 12/31/2000

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