University of Michigan Retirement Plan
Investment Model Portfolios

Investment options of University of Michigan Retirement Plan

Total Available Funds: 208
Asset Class Ticker Description
US EQUITY
LARGE BLEND FOTTX Fidelity 130/30 LG CAP
LARGE GROWTH FBGRX Fidelity BLUE CHIP GR
LARGE VALUE FBCVX Fidelity BLUE CHIP VALUE
LARGE GROWTH FDCAX Fidelity CAPITAL APPREC
LARGE GROWTH FCNTX Fidelity CONTRAFUND
LARGE BLEND FDEQX Fidelity DISCIPLND EQTY
LARGE BLEND FDGFX Fidelity DIVIDEND GR
LARGE VALUE FEQTX Fidelity EQUITY INC II
LARGE VALUE FEQIX Fidelity EQUITY INC
LARGE GROWTH FEXPX Fidelity EXPORT & MULTI
LARGE BLEND FFIDX Fidelity FIDELITY FUND
LARGE GROWTH FTQGX Fidelity FOCUSED STOCK
LARGE BLEND FFNOX Fidelity FOUR IN ONE IDX
LARGE BLEND FGRIX Fidelity GROWTH & INC
LARGE GROWTH FDGRX Fidelity GROWTH COMPANY
LARGE GROWTH FDSVX Fidelity GROWTH DISC
LARGE GROWTH FDFFX Fidelity INDEPENDENCE
LARGE GROWTH FSLGX Fidelity LARGE CAP GROWTH
LARGE GROWTH FLCSX Fidelity LARGE CAP STOCK
LARGE BLEND FLCEX Fidelity LC CORE ENH INDX
LARGE GROWTH FLGEX Fidelity LC GRO ENH INDX
LARGE VALUE FLVEX Fidelity LC VAL ENH INDX
LARGE GROWTH FMAGX Fidelity MAGELLAN
LARGE BLEND FGRTX Fidelity MEGA CAP STOCK
LARGE GROWTH FNCMX Fidelity NASDAQ COMP INDX
LARGE GROWTH FOCPX Fidelity OTC PORTFOLIO
LARGE GROWTH FDSSX Fidelity STK SEL ALL CAP
LARGE VALUE FSLVX Fidelity STKSEL LGCAP VAL
LARGE GROWTH FTRNX Fidelity TREND
LARGE BLEND FUSEX Fidelity US EQ INDX
LARGE BLEND FVDFX Fidelity VALUE DISCOV
LARGE VALUE FSLVX PYR LG CAP VAL II
LARGE BLEND SAMKX SA CORE MULTI MGR
SMALL BLEND SAUMX SA GROWTH MULTI MGR
LARGE VALUE SABTX SA VALUE MULTI MGR
LARGE BLEND FXSIX SPTN 500 INDEX INST
LARGE BLEND FSTMX SPTN TOT MKT IDX INV
LARGE BLEND VITSX Vanguard TOT STK MKT IS
LARGE BLEND VTSSX Vanguard TOT STK MKT SIG
LARGE BLEND VIFSX Vanguard 500 IDX SIG
Mid-Cap Growth FDEGX Fidelity GROWTH STRAT
MID-CAP BLEND FLVCX Fidelity LEVERGD CO STK
MID-CAP BLEND FLPSX Fidelity LOW PRICED STK
MID-CAP BLEND FMEIX Fidelity MID CAP ENH INDX
Mid-Cap Growth FSMGX Fidelity MID CAP GROWTH
Mid-Cap Growth FMCSX Fidelity MID CAP STOCK
MID-CAP VALUE FSMVX Fidelity MID CAP VALUE
Mid-Cap Growth FMILX Fidelity NEW MILLEN
MID-CAP VALUE FDVLX Fidelity VALUE
MID-CAP BLEND FSEVX spartan EXT MKT IDX ADV
MID-CAP BLEND FSEMX spartan EXT MKT IDX INV
MID-CAP BLEND FSEVX spartan MID CAP IDX ADV
SMALL BLEND FSCRX Fidelity SM CAP DISCOVERY
SMALL BLEND FCPEX Fidelity SM CAP ENH INDX
Small Growth FCPGX Fidelity SMALL CAP GROWTH
SMALL BLEND FSLCX Fidelity SMALL CAP STOCK
SMALL VALUE FCPVX Fidelity SMALL CAP VALUE
Small Growth FDSCX Fidelity STK SEL SM CAP
MID-CAP BLEND FSLSX Fidelity VALUE STRAT
SMALL BLEND FSCDX SPTN SM CAP IDX ADV
LARGE BLEND FSDIX Fidelity STRAT DIV & INC
INTERNATIONAL EQUITY
Foreign Large Blend FICDX Fidelity CANADA
Foreign Large Blend FDIVX Fidelity DIVERSIFD INTL
PACIFIC/ASIA EX-JAPAN STK FSEAX Fidelity EMERGING ASIA
EUROPE STOCK FECAX Fidelity EUROPE CAP APP
EUROPE STOCK FIEUX Fidelity EUROPE
Foreign Large Growth FIVFX Fidelity INTL CAP APPREC
Foreign Large Blend FIGRX Fidelity INTL DISCOVERY
Foreign Large Blend FIENX Fidelity INTL ENH INDEX
Foreign Large Growth FIGFX Fidelity INTL GROWTH
FOREIGN SMALL/MID GROWTH FSCOX Fidelity INTL SM CAP OPP
FOREIGN SMALL/MID GROWTH FISMX Fidelity INTL SMALL CAP
Foreign Large Value FIVLX Fidelity INTL VALUE
JAPAN STOCK FJSCX Fidelity JAPAN SMALL CO
JAPAN STOCK FJPNX Fidelity JAPAN
EUROPE STOCK FNORX Fidelity NORDIC
Foreign Large Blend FOSFX Fidelity OVERSEAS
DIVERSIFIED PACIFIC/ASIA FPBFX Fidelity PACIFIC BASIN
Foreign Large Blend FTIEX Fidelity TOTAL INTL EQ
WORLD STOCK FWWFX Fidelity WORLDWIDE
Foreign Large Blend FSGDX SPTN GLB XUS IDX ADV
Foreign Large Blend FSIIX SPTN INTL INDEX INV
EUROPE STOCK VESSX Vanguard EURO STK IDX S
EUROPE STOCK VESSX Vanguard PAC STK IDX SIG
Foreign Large Blend VTSGX Vanguard TOT INTL STK IS
Emerging Market
China Region FHKCX Fidelity CHINA REGION
DIVERSIFIED EMERGING MKTS FEMEX Fidelity EMEA
DIVERSIFIED EMERGING MKTS FEDIX Fidelity EMERG MKTS DISC
DIVERSIFIED EMERGING MKTS FEMKX Fidelity EMERGING MKTS
Latin America Stock FLATX Fidelity LATIN AMERICA
DIVERSIFIED EMERGING MKTS FTEJX Fidelity TOTAL EMERG MKTS
DIVERSIFIED EMERGING MKTS FPMAX SPTN EM MKTS IDX ADV
REAL ESTATE
Global Real Estate FIREX Fidelity INTL REAL ESTATE
REAL ESTATE FRIFX Fidelity REAL ESTATE INC
REAL ESTATE FRESX Fidelity REAL ESTATE INVS
REAL ESTATE FSRVX SPTN REAL ES IDX ADV
REAL ESTATE VGRSX Vanguard REIT IDX SIG
Others
Industrials FSAIX Fidelity SEL AIR TRANSPRT
MISCELLANEOUS SECTOR FSAVX Fidelity SEL AUTOMOTIVE
Health FBIOX Fidelity SEL BIOTECH
Financial FSLBX Fidelity SEL BROKERAGE
MISCELLANEOUS SECTOR FSCHX Fidelity SEL CHEMICALS
Communications FSDCX Fidelity SEL COMM EQUIP
Technology FDCPX Fidelity SEL COMPUTERS
Consumer Discretionary FSCPX Fidelity SEL CONS DISCR
Consumer Staples FDFAX Fidelity SEL CONS STAPLES
MISCELLANEOUS SECTOR FSHOX Fidelity SEL CONSTR/HOUSE
Financial FSVLX Fidelity SEL CONSUMER FIN
Industrials FSDAX Fidelity SEL DEFENSE
Technology FSELX Fidelity SEL ELECTRONICS
Equity Energy FSESX Fidelity SEL ENERGY SVCS
Equity Energy FSENX Fidelity SEL ENERGY
MISCELLANEOUS SECTOR FSLEX Fidelity SEL ENV ALT ENGY
Financial FIDSX Fidelity SEL FINANCIAL
EQUITY PRECIOUS METALS FSAGX Fidelity SEL GOLD
Health FSPHX Fidelity SEL HEALTHCARE
Industrials FSCGX Fidelity SEL INDUST EQUIP
Industrials FCYIX Fidelity SEL INDUSTRIALS
Financial FSPCX Fidelity SEL INSURANCE
MISCELLANEOUS SECTOR FBSOX Fidelity SEL IT SERVICES
Consumer Discretionary FDLSX Fidelity SEL LEISURE
Natural Resources FSDPX Fidelity SEL MATERIALS
Health FSMEX Fidelity SEL MED EQ & SYS
Health FSHCX Fidelity SEL MEDICAL DEL
Communications FBMPX Fidelity SEL MULTIMEDIA
Equity Energy FSNGX Fidelity SEL NATURAL GAS
Natural Resources FNARX Fidelity SEL NATURAL RES
Health FPHAX Fidelity SEL PHARMACEUTCL
Consumer Discretionary FSRPX Fidelity SEL RETAILING
Technology FSCSX Fidelity SEL SOFTWARE
Technology FSPTX Fidelity SEL TECHNOLOGY
Communications FSTCX Fidelity SEL TELECOMM
Industrials FSRFX Fidelity SEL TRANSPORT
Utilities FSUTX Fidelity SEL UTILITIES
Communications FWRLX Fidelity SEL WIRELESS
Communications FSTCX Fidelity TELECOM & UTIL
Moderate Allocation FASMX Fidelity ASSET MGR 50%
Convertibles FCVSX Fidelity CONVERTIBLE SEC
Conservative Allocation FASIX Fidelity ASSET MGR 20%
Conservative Allocation FTANX Fidelity ASSET MGR 30%
Conservative Allocation FFANX Fidelity ASSET MGR 40%
Moderate Allocation FSANX Fidelity ASSET MGR 60%
Moderate Allocation FASGX Fidelity ASSET MGR 70%
Aggressive Allocation FAMRX Fidelity ASSET MGR 85%
Moderate Allocation FBALX Fidelity BALANCED
Target Date 2000-2010 FGIFX Fidelity FRDM INDX 2000 W
Target Date 2000-2010 FJIFX Fidelity FRDM INDX 2005 W
Target Date 2000-2010 FKIFX Fidelity FRDM INDX 2010 W
Target Date 2011-2015 FLIFX Fidelity FRDM INDX 2015 W
Target Date 2016-2020 FPIFX Fidelity FRDM INDX 2020 W
Target Date 2021-2025 FQIFX Fidelity FRDM INDX 2025 W
Target Date 2026-2030 FXIFX Fidelity FRDM INDX 2030 W
Target Date 2031-2035 FIHFX Fidelity FRDM INDX 2035 W
Target Date 2036-2040 FBIFX Fidelity FRDM INDX 2040 W
Target Date 2036-2040 FBIFX Fidelity FRDM INDX 2045 W
Target Date 2050+ FIPFX Fidelity FRDM INDX 2050 W
Retirement Income FIKFX Fidelity FRDM INDX INC W
World Allocation FGBLX Fidelity GLOBAL BALANCED
Moderate Allocation FDYSX Fidelity GLOBAL STRAT
Moderate Allocation FPURX Fidelity PURITAN
Conservative Allocation FSRRX Fidelity STRAT REAL RET
Moderate Allocation VBASX Vanguard BAL IDX SIG
Moderate Allocation VBAIX Vanguard BAL INDEX INST
ROOT unknow Fidelity MGD INC PORT II
ROOT unknow Fidelity MGD INC PORT
ROOT unknow Fidelity MIP II CL 2
ROOT unknow Fidelity MIP II CL 3
ROOT CASH Fidelity CASH RESRVE
ROOT CASH Fidelity GOVT MMKT
ROOT CASH Fidelity MONEY MARKET
ROOT CASH Fidelity RET GOVT MM
ROOT CASH Fidelity RETIRE MMKT
ROOT CASH Fidelity SEL MONEY MARKET
ROOT CASH Fidelity US GOVT RES
ROOT CASH Fidelity US TREA MM
Financial FSRBX Fidelity SEL BANKING
ROOT CASH Vanguard PRIME MM INV
COMMODITIES
COMMODITIES BROAD BASKET FFGCX Fidelity GLB COMDTY STK
FIXED INCOME
High Yield Bond FAGIX Fidelity CAPITAL & INCOME
Intermediate-Term Bond FCBFX Fidelity CORPORATE BOND
Bank Loan FFRHX Fidelity FLOAT RT HI INC
High Yield Bond FHIFX Fidelity FOCUSED HIGH INC
Intermediate Government FGMNX Fidelity GNMA
High Yield Bond SPHIX Fidelity HIGH INCOME
Inflation-Protected Bond FINPX Fidelity INFLAT PROT BOND
SHORT GOVERNMENT FFXSX Fidelity INST SH INT GOVT
Intermediate-Term Bond FTHRX Fidelity INTERMED BOND
Intermediate Government FSTGX Fidelity INTM GOVT INCOME
Intermediate-Term Bond FBNDX Fidelity INVST GR BD
Intermediate-Term Bond FMSFX Fidelity MORTGAGE SEC
Emerging Markets Bond FNMIX Fidelity NEW MARKETS INC
Short-Term Bond FSHBX Fidelity SHORT TERM BOND
Multisector Bond FSICX Fidelity STRATEGIC INCOME
Intermediate-Term Bond FTBFX Fidelity TOTAL BOND
ULTRASHORT BOND FULIX Fidelity ULTRASHORT BOND
Intermediate Government FGOVX FIDELITY GOVT INCOME
Intermediate Government FIBIX SPTN INT TR IDX INV
LONG GOVERNMENT FLBIX SPTN LT TR IDX INV
SHORT GOVERNMENT FSBIX SPTN ST TR IDX INV
Intermediate-Term Bond FXNAX SPTN US BOND IDX IS
Intermediate Government VFIUX Vanguard INTM TREAS ADM
LONG GOVERNMENT VUSUX Vanguard LT TREASURY ADM
SHORT GOVERNMENT VFIRX Vanguard ST TREASURY ADM
Intermediate-Term Bond VBTIX Vanguard TOT BD MKT INST
Intermediate-Term Bond VBTSX Vanguard TOT BD MKT SIG
Inflation-Protected Bond VIPIX Vanguard INFL PROT INST
ULTRASHORT BOND FCONX Fidelity CONSV INC BD
High Yield Bond FGHNX Fidelity GLB HIGH INCOME

Investment model portfolios

We provide two types of investment model portfolios for University of Michigan Retirement Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
University of Michigan Retirement Plan Strategic Asset Allocation – Optimal Moderate NA -2.80% 2.58% 1.89% 7.45% 6.20% NA … …
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 7.18% 10.93% 11.18% 13.10% 8.60% 6.45% … …
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA -0.24% 4.98% 4.97% 7.82% 5.92% 5.61% … …
Data as of 10/31/2018, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
University of Michigan Retirement Plan Tactical Asset Allocation Moderate NA 3.76% 7.71% 6.07% 5.95% 7.94% 9.77% … …
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 21.14% 20.72% 16.72% 15.31% 10.05% 9.20% … …
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 5.37% 10.94% 8.77% 7.66% 5.73% 6.39% … …
Data as of 01/31/2022, Common starting date is 12/31/2000

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